tag:blogger.com,1999:blog-3481090334211615572024-03-28T07:53:03.715+08:00THE PROJECT REVIEWTHE PROJECT REVIEW : Philippine Real Estate News, Property Listings and TriviaAnonymoushttp://www.blogger.com/profile/02561203630617238166noreply@blogger.comBlogger397125tag:blogger.com,1999:blog-348109033421161557.post-46276666106018986972015-04-05T18:20:00.002+08:002015-04-05T18:41:22.168+08:00Projects and MLS : MVRB 1st Quarter GMM and MLS at Aurora Residences<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;">
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<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><span class="Apple-style-span" style="line-height: 19px;">The MVRB 1st Quarter General Membership Meeting(GMM) was supposed to be a regular MLS meeting. But an 11th hour decision was made by the Board to just use our venue and sponsors (originally intended for the MLS) for our GMM and just incorporate the MLS since it was already the middle of March. It was a wise decision since holding two affairs on the same month would be a nightmare as far as scheduling and logistics are concerned.</span></span><br />
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<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;">So our 1Q GMM, our first major gathering for this year, was held last March 16 at the Aurora Residences in San Juan. And what a night it was. For those who were not able attend the GMM, you surely missed a lot. The venue was very good, the GMM proper was held at the function area of the condominium and the dinner and MLS was held at the rooftop/pool area with panoramic night time view of Manila, Quezon City and San Juan City. It was good dining under the stars. The food was superb, and the owner/sponsor/developer of Aurora Residences really gave us a good welcome and even joined us during the dinner and MLS. There were also other sponsors: Uber and ReMax. Since we had three sponsors, the board decided on waiving the assessment fees, to the delight of the members in attendance. The birthday celebrators for the month were also sung to and greeted . President Geo bought cakes specially for them.</span></div>
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<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;">The 1Q GMM was also a time for meeting old and new MVRB members. Both old and new members had a good time getting to know each other, since the seating arrangement had unfamiliar members clustered together. For a change, the usual cliques were disbanded and scattered. And because of these seating arrangements, old and new members had the chance to bond and network. Indeed, the atmosphere during the GMM was carefree and lighthearted, and everyone was approachable. It also helped that we had entertaining and smart emcees, our very talented members : Venus Lopa, Arnel Cruzado, Noel Baviera, Au Punzalan, PP Mike Caparros. Also assisting in entertaining our members were our charming President Georgia, and the lovely and gracious PP Grace Fernandez.</span></div>
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<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;">The MLS group also had some good news to share to members as some deals were closed by some members, inspiring our MLS members to be active in our MLS.</span></div>
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<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;">Our 1Q GMM was indeed a night to remember. And surely, our next quarter GMM will be eagerly anticipated. </span></div>
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<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;">P.S. Heard that our president is planning the next GMM to be quite a formal affair with VIP guests as resource speakers (with CPD) at some good venue. </span></div>
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<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;">Some pictures during the 1Q GMM and MLS :</span></div>
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Anonymoushttp://www.blogger.com/profile/02561203630617238166noreply@blogger.com0tag:blogger.com,1999:blog-348109033421161557.post-82687247382993871882015-04-05T18:11:00.000+08:002015-04-05T18:23:32.958+08:00Marketing and Brokerage : Excell Realty Ventures Co. Ltd.<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgVhJXeyDHbNud1NGVe3RwAWeLejrzpKzoVhbr6t_Zhn4VCcNfEm8QqICmBtyY1ybDu_a3cyfXBd-H_Bhpk_piX-w64Cdg1l1zofQjTlZDmNWCdKlad9aDuk8cnZ9a2Gbx0m6eNHhBEVCux/s1600/MARIO+excell+2.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgVhJXeyDHbNud1NGVe3RwAWeLejrzpKzoVhbr6t_Zhn4VCcNfEm8QqICmBtyY1ybDu_a3cyfXBd-H_Bhpk_piX-w64Cdg1l1zofQjTlZDmNWCdKlad9aDuk8cnZ9a2Gbx0m6eNHhBEVCux/s1600/MARIO+excell+2.jpg" height="147" width="400" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Mario G. Zavalla of Excell Realty Ventures Co. Ltd.</td></tr>
</tbody></table>
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: 14px; line-height: 19px;">AN INVITATION TO JOIN THE EXCELL PROPERTY BANK's YAHOO GROUP.............We, at Excell Realty Ventures Co., Ltd., is pleased to invite property sellers, property owners, investors, developers, architects, engineers, housing contractors, real estate consultants, appraisers, brokers, and foreign retirees to join our Yahoo Group. </span><br />
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<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><span class="Apple-style-span" style="font-size: 14px; line-height: 19px;"><br /></span><span class="Apple-style-span" style="font-size: 14px; line-height: 19px;">Requirements? Minimal. </span><span class="Apple-style-span" style="font-size: 14px; line-height: 19px;">A PC and a Yahoo email address.</span></span><br />
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><br /></span>
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: 14px; line-height: 19px;">For more information, please visit : </span><br />
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><span class="Apple-style-span" style="font-size: 14px; line-height: 19px;"><span class="Apple-style-span" style="cursor: pointer;"><a href="https://sg.groups.yahoo.com/excellpropertybank">https://sg.groups.yahoo.com/excellpropertybank</a> </span></span><span class="Apple-style-span" style="font-size: 14px; line-height: 19px;">and</span><span class="Apple-style-span" style="font-size: 14px; line-height: 19px;"> </span><span class="Apple-style-span" style="font-size: 14px; line-height: 19px;"><span class="Apple-style-span" style="cursor: pointer;"><a href="https://www.facebook.com/excellproperty">https://www.facebook.com/excellproperty</a></span></span></span>Anonymoushttp://www.blogger.com/profile/02561203630617238166noreply@blogger.com0tag:blogger.com,1999:blog-348109033421161557.post-6410773228284526902015-03-04T02:27:00.001+08:002015-03-04T05:09:35.314+08:00Information/Document : The draft Bangsamoro Basic Law - House Bill No.4994<div style="text-align: center;">
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<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;">The draft Bangsamoro Basic Law, now House Bill No. 4994, was submitted to Congress during ceremonies held in Malacañan Palace on September 10, 2014. Secretary Teresita Quintos Deles recognizes the event as a turning point in the nation’s quest for peace in Mindanao. During the ceremony, <span class="Apple-style-span" style="background-attachment: initial; background-clip: initial; background-color: transparent; background-image: initial; background-origin: initial; box-sizing: border-box; line-height: inherit;">President Benigno S. Aquino III asked Congress to “pass this bill in the soonest possible time.”</span> Once Congress passes the Bangsamoro Basic Law, a plebiscite among the people of the Bangsamoro.</span></div>
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<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;">To learn more about this bill, down to article, read this: “<a href="http://www.gov.ph/2014/09/10/q-and-a-the-draft-bangsamoro-basic-law/" style="background-attachment: initial; background-clip: initial; background-color: transparent; background-image: initial; background-origin: initial; box-sizing: border-box; line-height: inherit; text-decoration: none;"><span class="Apple-style-span" style="color: orange;">Q and A: the draft Bangsamoro Basic Law</span></a>.”</span><br />
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<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;">Below is a PDF copy of the draft of “An act providing for the basic law for the Bangsamoro and abolishing the Autonomous Region in Muslim Mindanao, repealing for the purpose Republic Act No. 9054, entitled ‘An act to strengthen and Expand the organic act for the Autonomous Region in Muslim Mindanao’, and Republic Act No. 6734,entitled ‘An act providing for an organic act for the Autonomous Region in Muslim Mindanao’, and for other purposes.”</span></div>
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<i><span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif;">Note: </span></i><br />
<i><span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif;">The text above is an exact reprint of the introduction to the document draft of the Bangsamoro Basic Law (House Bill No. 4994) as published in the Official Gazette. No additional words or commentaries were included or introduced so as to maintain the original meanings as intended for these official documents.</span></i></div>
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<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiyiwhDdUOCYNGRxMzs9REftUe5xoF_DtDYyvL34qn8RD5VOcXRVPzg4nYRBUxnI4t9TCgfAHNZxxErSAA2bfj0TcrIRncuB33WY2pdtBWEUQRthurZa6KhnPWhyMJGTzeTxEQeRLkn2aGJ/s1600/House+Bill+No.+4994+Cover.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiyiwhDdUOCYNGRxMzs9REftUe5xoF_DtDYyvL34qn8RD5VOcXRVPzg4nYRBUxnI4t9TCgfAHNZxxErSAA2bfj0TcrIRncuB33WY2pdtBWEUQRthurZa6KhnPWhyMJGTzeTxEQeRLkn2aGJ/s1600/House+Bill+No.+4994+Cover.jpg" height="640" width="452" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">House Bill No. 4994</td></tr>
</tbody></table>
<span class="Apple-style-span" style="color: orange; font-family: Arial, Helvetica, sans-serif;"><u>Document : The draft Bangsamoro Basic Law</u></span></div>
<div style="text-align: center;">
<span class="Apple-style-span" style="color: blue; font-family: Georgia, 'Times New Roman', serif;"><a href="http://www.gov.ph/2014/09/10/document-the-draft-bangsamoro-basic-law/">http://www.gov.ph/2014/09/10/document-the-draft-bangsamoro-basic-law/</a></span></div>
<div style="text-align: center;">
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: x-small;">(Click link to download complete document)</span></div>
<br />
<div style="text-align: center;">
<span class="Apple-style-span" style="color: orange; font-family: Arial, Helvetica, sans-serif; font-size: large;"><br /></span>
<span class="Apple-style-span" style="color: orange; font-family: Arial, Helvetica, sans-serif;"><u>Appendix to the Basic Law</u></span></div>
<div style="text-align: center;">
<span class="Apple-style-span" style="color: orange; font-family: Georgia, 'Times New Roman', serif;"><a href="http://www.opapp.gov.ph/sites/default/files/Appendix%20to%20House%20Bill%20No.%204994_0.pdf">http://www.opapp.gov.ph/sites/default/files/Appendix%20to%20House%20Bill%20No.%204994_0.pdf</a></span><br />
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: x-small;">(Click link to download complete document)</span><br />
<span class="Apple-style-span" style="color: orange; font-family: Arial, Helvetica, sans-serif; font-size: x-small;"><br /></span>
<span class="Apple-style-span" style="color: orange; font-family: Arial, Helvetica, sans-serif; font-size: x-small;"><br /></span>
<span class="Apple-style-span" style="color: orange; font-family: Arial, Helvetica, sans-serif;"><span class="Apple-style-span"><u>Q and A : The draft Bangsamoro Basic Law</u></span></span></div>
<div style="text-align: center;">
<span class="Apple-style-span" style="color: orange; font-family: Georgia, 'Times New Roman', serif;"><a href="http://www.gov.ph/2014/09/10/q-and-a-the-draft-bangsamoro-basic-law/">http://www.gov.ph/2014/09/10/q-and-a-the-draft-bangsamoro-basic-law/</a></span></div>
<div style="text-align: center;">
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: x-small;">(Click link to download complete document)</span></div>
<br />
<br />
Source :<br />
Official Gazette of the Republic of the Philippines<br />
http://www.gov.ph/2014/09/10/document-the-draft-bangsamoro-basic-law/<br />
http://www.gov.ph/2014/09/10/q-and-a-the-draft-bangsamoro-basic-law/<br />
<br />
http://www.opapp.gov.ph/sites/default/files/Appendix%20to%20House%20Bill%20No.%204994_0.pdfAnonymoushttp://www.blogger.com/profile/02561203630617238166noreply@blogger.com0tag:blogger.com,1999:blog-348109033421161557.post-214112083517547712015-03-01T21:45:00.000+08:002015-03-01T23:02:20.358+08:00Listings : Newly Constructed House for Sale @ Ponte Verde/Lourdes Subd, Cupang, Marikina City<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjRQLBEboDY5axQtstsRTryhj6UJSor-81YMZrVUk-r0gM9UxuKwe9lewhEetPv0AJzr-hfwOzqvC00Lp0ev6MxHN5QWgXLtsnt0BHWjOeYMWPkMwqD17Q9-QEIXix0hDYtoHABlzolOOQC/s1600/IMG_0215.JPG" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjRQLBEboDY5axQtstsRTryhj6UJSor-81YMZrVUk-r0gM9UxuKwe9lewhEetPv0AJzr-hfwOzqvC00Lp0ev6MxHN5QWgXLtsnt0BHWjOeYMWPkMwqD17Q9-QEIXix0hDYtoHABlzolOOQC/s1600/IMG_0215.JPG" height="300" width="400" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Ponte Verde/Lourdes Subd. House and Lot For Sale<br />
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEja6zmsGoZb5XBU1dHOPc98u3Gr2vnVNXb05Mv6F0jDxLICmzpe5mxpHVFLKm9VWVg97uK7Wo5OE5ikDfIgJNxJW5Ne-dBCTK44520q2o4TV4E13VHy6imnoVn3_TsqlqBbj0qFJXpHsgKe/s1600/IMG_0219.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEja6zmsGoZb5XBU1dHOPc98u3Gr2vnVNXb05Mv6F0jDxLICmzpe5mxpHVFLKm9VWVg97uK7Wo5OE5ikDfIgJNxJW5Ne-dBCTK44520q2o4TV4E13VHy6imnoVn3_TsqlqBbj0qFJXpHsgKe/s1600/IMG_0219.JPG" height="300" width="400" /></a></div>
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<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgwn-Yyz9wOtX5_6GxlAsKiEbGqOGxEVZnjS6TVG-YQrAvrG7bj_9SfMNp3bW0M0oeYWW99jcizCzUBQTJt0h5LhlLGbe9VuFJoZI_VYt2s1-LzPlR2eSjHn9XGenaehWymtaob3XGg0ygx/s1600/IMG_0261.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgwn-Yyz9wOtX5_6GxlAsKiEbGqOGxEVZnjS6TVG-YQrAvrG7bj_9SfMNp3bW0M0oeYWW99jcizCzUBQTJt0h5LhlLGbe9VuFJoZI_VYt2s1-LzPlR2eSjHn9XGenaehWymtaob3XGg0ygx/s1600/IMG_0261.JPG" height="300" width="400" /></a></div>
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<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgC4fGk2ek9E0tDah4kSuzpqkX7DnmLdmtDnE_wgAJyZztlgOPNt5jQQqnaAHjnwdjP1rNijETqibsT4LD2XYYLwO-qv7Afd_nXbq_yyrzVgFHBudySDEBPYuajJQfgdbsx6f0JzI3Qt0gP/s1600/IMG_0218.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgC4fGk2ek9E0tDah4kSuzpqkX7DnmLdmtDnE_wgAJyZztlgOPNt5jQQqnaAHjnwdjP1rNijETqibsT4LD2XYYLwO-qv7Afd_nXbq_yyrzVgFHBudySDEBPYuajJQfgdbsx6f0JzI3Qt0gP/s1600/IMG_0218.JPG" height="300" width="400" /></a></div>
<br /></td></tr>
</tbody></table>
<div class="separator" style="clear: both; text-align: center;">
<span class="Apple-style-span" style="color: orange; font-family: Arial, Helvetica, sans-serif; font-size: x-small;"><b><u>Please click pictures to enlarge</u></b></span></div>
<span class="Apple-style-span" style="color: orange; font-family: Arial, Helvetica, sans-serif;">Description : </span><br />
<span class="Apple-style-span" style="color: orange; font-family: Arial, Helvetica, sans-serif;"><i>Located in the hilly part of Marikina City (no flooding), Gated subdivision with strict security, Brand New with Contemporary Design, Ready for Occupancy, 2-Story, 4 Bedroom(1 Master, 2 Regular Bedroom and 1 Maid's Room), 3 Toilet and Bath, Spacious Living and Kitchen Area, 1 Car Garage, Master's Bedroom with own T&B and Balcony, overlooking Ortigas Center, Pasig City and Quezon City, Lot Area 119 SQM, Floor Area 140+ SQM. Price : P4.5 M. Cash or Bank Financing.</i></span><br />
<div class="separator" style="clear: both; text-align: center;">
</div>
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><i><br /></i></span>
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><i>Contact :</i></span><br />
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><i>Rolly Felipe </i></span><br />
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><i>PRC-REBL No. 13126</i></span><br />
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><i>Email : kapihangpinoy@gmail.com</i></span><br />
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><i>Mobile : 0921-3261624</i></span><br />
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><i><br /></i></span>
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><i>Or you may leave a comment on the blog page for follow-up. Please leave your full name, email, mobile phone number or landline number. </i></span><br />
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><i><br /></i></span>
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><i><br /></i></span>
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><i><br /></i></span>Anonymoushttp://www.blogger.com/profile/02561203630617238166noreply@blogger.com0tag:blogger.com,1999:blog-348109033421161557.post-89930209244726598662015-03-01T16:22:00.000+08:002015-03-11T21:13:16.004+08:00Announcement : MVRB 1st GMM and MLS Meeting @ Aurora Residences<div class="separator" style="clear: both; text-align: center;">
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<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiTYNeR3KFl2ruqvPtbSK1-3oejignVrCI4l-XxIXi-zsFOq1DdxdEz2J15WkqakdmGHJHdd0HieX5iD1NqeTENXDs_Wt1D9xvs5KVMLamZ-NdIMLY1fzdRFm4byrzCSG9gQB2OnrWshzjV/s1600/Fresh+Start.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiTYNeR3KFl2ruqvPtbSK1-3oejignVrCI4l-XxIXi-zsFOq1DdxdEz2J15WkqakdmGHJHdd0HieX5iD1NqeTENXDs_Wt1D9xvs5KVMLamZ-NdIMLY1fzdRFm4byrzCSG9gQB2OnrWshzjV/s1600/Fresh+Start.jpg" height="400" width="281" /></a></div>
<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg6GDM4_ipSynLTzAPB2_675EJ8Wo2wmD1U9rrcH1aOdE-Kxpx_Sv9eCdIWRDkc_DXv1k7u8xfbLHb4s11oajmjUJSRoxFBsig9K4EizXhNBO0YyApaotaMYNxs3ru9mCJrVqomOzHoLx89/s1600/GMM+MVRB+.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg6GDM4_ipSynLTzAPB2_675EJ8Wo2wmD1U9rrcH1aOdE-Kxpx_Sv9eCdIWRDkc_DXv1k7u8xfbLHb4s11oajmjUJSRoxFBsig9K4EizXhNBO0YyApaotaMYNxs3ru9mCJrVqomOzHoLx89/s1600/GMM+MVRB+.jpg" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">MVRB 1st GMM and MLS</td></tr>
</tbody></table>
<div style="text-align: center;">
<span class="Apple-style-span" style="font-family: Helvetica; font-size: medium; line-height: 19px;"><b><span class="Apple-style-span" style="color: orange;">VENUE :</span><span class="Apple-style-span" style="color: #141823;"> </span></b></span></div>
<div style="text-align: center;">
<span class="Apple-style-span" style="font-family: Helvetica; font-size: medium; line-height: 19px;"><b><span class="Apple-style-span" style="color: #008e15;">AURORA RESIDENCES - Lagmay St., San Juan City </span></b></span></div>
<div style="text-align: center;">
<span class="Apple-style-span" style="font-family: Helvetica; font-size: medium; line-height: 19px;"><b><span class="Apple-style-span" style="color: #008e15;">(near J RUIZ LRT 2 Station after St. Pauls QC)</span></b></span></div>
<div style="text-align: center;">
<span class="Apple-style-span" style="font-family: Helvetica; font-size: medium; line-height: 19px;"><b><span class="Apple-style-span" style="color: #008e15;">March 16, 2015 6:00 P.M. </span></b></span><br />
<span class="Apple-style-span" style="color: #008e15; font-family: Helvetica; font-size: medium;"><span class="Apple-style-span" style="line-height: 19px;"><b><br /></b></span></span>
<br />
<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiFQGF4bzQzEsLcp9jSp7QQ8Jm7vWk50vca3OM9TSW7VLskqo7aWtf4_yx-byPDmVNhRgtMIRI0em47ZUKcXnRn5EwONhDcVRA5V8u-EcjLAs2GO9SYZD5L53yIVTF1Ii1G6Rqv9ize4-A_/s1600/Aurora+Residences-Map.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiFQGF4bzQzEsLcp9jSp7QQ8Jm7vWk50vca3OM9TSW7VLskqo7aWtf4_yx-byPDmVNhRgtMIRI0em47ZUKcXnRn5EwONhDcVRA5V8u-EcjLAs2GO9SYZD5L53yIVTF1Ii1G6Rqv9ize4-A_/s1600/Aurora+Residences-Map.jpg" height="266" width="400" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Aurora Residences Location Map</td></tr>
</tbody></table>
<span class="Apple-style-span" style="color: orange; font-family: Arial, Helvetica, sans-serif; font-size: x-small;"><b><u>Please click map to enlarge</u></b></span></div>
Anonymoushttp://www.blogger.com/profile/02561203630617238166noreply@blogger.com0tag:blogger.com,1999:blog-348109033421161557.post-42642594650593500412014-12-29T17:54:00.001+08:002015-02-26T18:19:24.479+08:00Announcement : 2015 PRC Real Estate Broker Licensure Exam Seminar and Review <div class="separator" style="clear: both; text-align: center;">
</div>
<table cellpadding="0" cellspacing="0" class="tr-caption-container" style="float: left; margin-right: 1em; text-align: left;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg5YnGdV73NpXmy4Aqzrl2a1IgaFF-NsAR1bjpcRdYeD1GFJWWk4qF4Ppk_l-1MK-y134DIs_xYSf3freQAdXHmEsQ6MVx2TMSTKQ9uhNeDlZcsilE0bz-GFw7HnW0ELxZnymNaU8N2Cqms/s1600/MVRB+Poster+New.jpg" imageanchor="1" style="clear: left; margin-bottom: 1em; margin-left: auto; margin-right: auto;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg5YnGdV73NpXmy4Aqzrl2a1IgaFF-NsAR1bjpcRdYeD1GFJWWk4qF4Ppk_l-1MK-y134DIs_xYSf3freQAdXHmEsQ6MVx2TMSTKQ9uhNeDlZcsilE0bz-GFw7HnW0ELxZnymNaU8N2Cqms/s1600/MVRB+Poster+New.jpg" height="475" width="640" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">MVRB Real Estate Seminar and Review ( <b>Click poster to enlarge</b>)</td></tr>
</tbody></table>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg5YnGdV73NpXmy4Aqzrl2a1IgaFF-NsAR1bjpcRdYeD1GFJWWk4qF4Ppk_l-1MK-y134DIs_xYSf3freQAdXHmEsQ6MVx2TMSTKQ9uhNeDlZcsilE0bz-GFw7HnW0ELxZnymNaU8N2Cqms/s1600/MVRB+Poster+New.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"></a></div>
<div style="text-align: left;">
Note : </div>
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<div class="separator" style="clear: both; text-align: center;">
Venue has been transferred to Unit 217 Citiland Pioneer Condo., Pioneer Ave. Mandaluyong City<br /><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg5YnGdV73NpXmy4Aqzrl2a1IgaFF-NsAR1bjpcRdYeD1GFJWWk4qF4Ppk_l-1MK-y134DIs_xYSf3freQAdXHmEsQ6MVx2TMSTKQ9uhNeDlZcsilE0bz-GFw7HnW0ELxZnymNaU8N2Cqms/s1600/MVRB+Poster+New.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"></a><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg5YnGdV73NpXmy4Aqzrl2a1IgaFF-NsAR1bjpcRdYeD1GFJWWk4qF4Ppk_l-1MK-y134DIs_xYSf3freQAdXHmEsQ6MVx2TMSTKQ9uhNeDlZcsilE0bz-GFw7HnW0ELxZnymNaU8N2Cqms/s1600/MVRB+Poster+New.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><br /></a><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg5YnGdV73NpXmy4Aqzrl2a1IgaFF-NsAR1bjpcRdYeD1GFJWWk4qF4Ppk_l-1MK-y134DIs_xYSf3freQAdXHmEsQ6MVx2TMSTKQ9uhNeDlZcsilE0bz-GFw7HnW0ELxZnymNaU8N2Cqms/s1600/MVRB+Poster+New.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><br /></a></div>
Anonymoushttp://www.blogger.com/profile/02561203630617238166noreply@blogger.com0tag:blogger.com,1999:blog-348109033421161557.post-57768273334853985372014-12-29T05:08:00.000+08:002014-12-30T21:43:49.263+08:00Information: ASEAN Integration: Real Estate Practitioner Perspective<!--[if gte mso 9]><xml>
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<div style="text-align: left;">
<div style="text-align: center;">
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;">By : Augusto "Gus" Agosto, REB, REA</span></div>
</div>
<div style="text-align: left;">
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><br /></span></div>
<div style="text-align: left;">
<span class="Apple-style-span" style="font-family: Arial;">What is the view of the real estate
practitioners on ASEAN Integration? The integration will bring both
opportunities and challenges to the 28,869 licensed real estate practitioners
in the country. It means bigger market and area for business, exposure to
different practices and culture, marketing strategies and plans. It should help
in easing the problems besetting the practitioners for several decades.</span></div>
<div style="text-align: left;">
<span class="Apple-style-span" style="font-family: Times, 'Times New Roman', serif;"><span style="font-family: Arial;"><br /></span></span>
<br />
<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh069voyM3_TiJOb38TD-dUfZfpmn0t-72aWTUzK1t9JPcdmUHiFK8o760YUQx_Tj9oHbL6Co0bw_pDYuDBxSm0P6XoE7OHz335wPFcWjoYdQcliJ2nQNZ70OLF3jjQbdr26g0Of0BJYHMZ/s1600/asean-map1-1.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh069voyM3_TiJOb38TD-dUfZfpmn0t-72aWTUzK1t9JPcdmUHiFK8o760YUQx_Tj9oHbL6Co0bw_pDYuDBxSm0P6XoE7OHz335wPFcWjoYdQcliJ2nQNZ70OLF3jjQbdr26g0Of0BJYHMZ/s1600/asean-map1-1.jpg" height="227" width="320" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">ASEAN Countries Map</td></tr>
</tbody></table>
</div>
<span class="Apple-style-span" style="font-family: Times, 'Times New Roman', serif;">
</span><br />
<div class="MsoNoSpacing" style="text-align: left;">
<span style="font-family: Arial, Helvetica, sans-serif; font-size: 12.0pt; mso-bidi-font-size: 11.0pt;">ASEAN is composed of 10 countries—Brunei, Cambodia,
Indonesia, Lao PDR, Malaysia, Myanmar, the Philippines, Singapore, Thailand and
Vietnam. It has a vast economic market of 600 million people, which accounts
for at least 8 percent of the global population, spread across 4.6 million
square meters of prime real estate.<o:p></o:p></span></div>
<div class="MsoNoSpacing" style="text-align: left;">
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><br /></span></div>
<div class="MsoNoSpacing" style="text-align: left;">
<span style="font-family: Arial, Helvetica, sans-serif; font-size: 12.0pt; mso-bidi-font-size: 11.0pt;">The integration will result in stronger capital inflow and
investments, particularly in real estate industry. More industry players also
mean increased rate of construction activities where we will be seeing mixed-use
residential districts, retail, commercial and office hubs, and key
infrastructures—airports, sea ports and many others more—racing to dot the
skyline all at the same time. <o:p></o:p></span></div>
<div class="MsoNoSpacing" style="text-align: left;">
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><br /></span></div>
<div class="MsoNoSpacing" style="text-align: left;">
<span style="font-family: Arial, Helvetica, sans-serif; font-size: 12.0pt; mso-bidi-font-size: 11.0pt;">We will also see more emerging economic hotspots in various
parts of the country, particularly in Mindanao—a region deemed as the
Philippines’s gateway to the rest of Southeast Asia. Small and new players will
venture other markets in provinces. <o:p></o:p></span></div>
<div class="MsoNoSpacing" style="text-align: left;">
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><br /></span></div>
<div class="MsoNoSpacing" style="text-align: left;">
<span style="font-family: Arial, Helvetica, sans-serif; font-size: 12.0pt; mso-bidi-font-size: 11.0pt;">The free flow of goods and services will result in much
higher rate of consumer spending. This will then drive the development of more
lifestyle-centric developments, such as malls, retail complexes and properties
anchored on tourism, across the archipelago. <o:p></o:p></span></div>
<div class="MsoNoSpacing" style="text-align: left;">
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><br /></span></div>
<div class="MsoNoSpacing" style="text-align: left;">
<span style="font-family: Arial, Helvetica, sans-serif; font-size: 12.0pt; mso-bidi-font-size: 11.0pt;">This will activate other industries in our country that will
result in job creation and lessening new entrants and “part-timers” in real
estate. <o:p></o:p></span></div>
<div class="MsoNoSpacing" style="text-align: left;">
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><br /></span></div>
<div class="MsoNoSpacing" style="text-align: left;">
<span style="font-family: Arial, Helvetica, sans-serif; font-size: 12.0pt; mso-bidi-font-size: 11.0pt;">With ASEAN, foreign and local developers will rely on local
practitioners to market their properties and in exploring more properties in
our country. We will be seeing in the coming years of different realty business
thriving, forging alliances and cooperation in different levels.<o:p></o:p></span></div>
<div class="MsoNoSpacing" style="text-align: left;">
<span style="font-family: Arial, Helvetica, sans-serif; font-size: 12.0pt; mso-bidi-font-size: 11.0pt;">This will play a significant role in fueling a stronger
exchange of best industry practices and ideas among practitioners of ASEAN
participants.<o:p></o:p></span></div>
<div class="MsoNoSpacing" style="text-align: left;">
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><br /></span></div>
<div class="MsoNoSpacing" style="text-align: left;">
<span style="font-family: Arial, Helvetica, sans-serif; font-size: 12.0pt; mso-bidi-font-size: 11.0pt;">The above indicators should excite every real estate
practitioner rather than fret in the competition that it will bring. It will
push authorities in resolving the deadlock in the accredited and integrated
professional organization issue and strict implementation of Real Estate
Service Act (RESA) on the proliferation of “colurums” in the industry. It means
redrawing of our business plans, strategies and sharpening of our skills and
brand of service.<o:p></o:p></span></div>
<div class="MsoNoSpacing" style="text-align: left;">
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><br /></span></div>
<div class="MsoNoSpacing" style="text-align: left;">
<span style="font-family: Arial, Helvetica, sans-serif; font-size: 12.0pt; mso-bidi-font-size: 11.0pt;">The inevitable entry of foreign practitioners demands a new
and higher level of capabilities, quality service, stronger real estate
organizations and cooperation to safeguard the common interest of
practitioners. The best preparation is to prepare ourselves, and it should
start…Now!<o:p></o:p></span></div>
<!--EndFragment--><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><br /></span>
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><br /></span></div>
<div class="MsoNoSpacing">
<span class="Apple-style-span" style="font-family: Times, 'Times New Roman', serif;"><i style="mso-bidi-font-style: normal;"><span style="font-family: Verdana; font-size: 10.0pt; mso-bidi-font-size: 11.0pt;">The
writer is a practicing real estate broker and appraiser. <span style="mso-spacerun: yes;"> </span>He is an AB Economics graduate and
recently completed the Comprehensive Seminar and Review for Consultants. He is
currently the president of Cebu South Real Estate Board, a local board under
Philippine Association of Real Estate Brokers.</span></i><span style="font-size: 10.0pt; mso-bidi-font-size: 11.0pt;"><o:p></o:p></span></span></div>
<div class="MsoNoSpacing">
<i style="mso-bidi-font-style: normal;"><span style="font-family: Times, 'Times New Roman', serif; font-size: 10.0pt; mso-bidi-font-size: 11.0pt;"><br /></span></i></div>
<div class="MsoNoSpacing">
<br />
<div style="text-align: left;">
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;">
If you want to read more articles by our guest writer : Mr. Gus Agosto, please visit his blog: <a href="https://appraisalcebu.wordpress.com/"><span class="Apple-style-span" style="color: orange;">https://appraisalcebu.wordpress.com/</span></a></span></div>
</div>
<div class="MsoNoSpacing">
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><span class="Apple-style-span" style="color: orange;"><br /></span></span><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;">Map Source : </span><br />
<div style="text-align: left;">
<a href="http://www.asean-community.au.edu/"><span class="Apple-style-span" style="color: orange; font-family: Arial, Helvetica, sans-serif;">www.asean-community.au.edu</span></a></div>
</div>
<!--EndFragment-->Anonymoushttp://www.blogger.com/profile/02561203630617238166noreply@blogger.com0tag:blogger.com,1999:blog-348109033421161557.post-64321193666570720812014-11-01T07:43:00.000+08:002014-11-01T08:52:20.207+08:00Words of Alternative Wisdom : The Parable of Three - A Lesson on Leadership<br />
<div style="color: #141823; display: block; line-height: 19px; margin-bottom: 6px; margin-left: 0px; margin-right: 0px; margin-top: 0px; text-align: center;">
<b><span class="Apple-style-span" style="font-family: 'Trebuchet MS', sans-serif; font-size: large;"><br /></span></b></div>
<div style="display: block; line-height: 19px; margin-bottom: 6px; margin-left: 0px; margin-right: 0px; margin-top: 0px; text-align: center;">
<b><span class="Apple-style-span" style="color: orange; font-family: 'Trebuchet MS', sans-serif; font-size: large;">The Parable of Three</span></b></div>
<div style="color: #141823; display: block; line-height: 19px; margin-bottom: 6px; margin-left: 0px; margin-right: 0px; margin-top: 0px; text-align: center;">
<b><span class="Apple-style-span" style="font-family: 'Trebuchet MS', sans-serif; font-size: large;"><br /></span></b></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi7avWl3aXK-MtL7ifFRao-2Z8gbR5qAsl0UhofCaMn7JMfncIhx_YVG2BJCAHPi8WMSMf4Vw_SA-OtCRm9fjuaVcsWE4A0XRahZlxcVU24DkpS1QUZRJ80vEeKUKeR-TGJEu_rZaPKgSB-/s1600/three-kings_3801.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi7avWl3aXK-MtL7ifFRao-2Z8gbR5qAsl0UhofCaMn7JMfncIhx_YVG2BJCAHPi8WMSMf4Vw_SA-OtCRm9fjuaVcsWE4A0XRahZlxcVU24DkpS1QUZRJ80vEeKUKeR-TGJEu_rZaPKgSB-/s1600/three-kings_3801.jpg" /></a></div>
<div style="color: #141823; display: block; line-height: 19px; margin-bottom: 6px; margin-left: 0px; margin-right: 0px; margin-top: 0px; text-align: center;">
<span class="Apple-style-span" style="font-family: 'Trebuchet MS', sans-serif;"><b><br /></b></span></div>
<div style="line-height: 19px; margin-bottom: 6px; margin-left: 0px; margin-right: 0px; margin-top: 6px;">
<b><span class="Apple-style-span" style="color: orange; font-family: 'Trebuchet MS', sans-serif;">Being a leader comes with great responsibility and humility. He must be careful with what he utters. A leader does not ever say these three words : "I don't care". These words make people go away and never come back. And when people go away, they go in threes : mind, body and soul.</span></b></div>
<div style="color: #141823; display: block; line-height: 19px; margin-bottom: 6px; margin-left: 0px; margin-right: 0px; margin-top: 6px;">
<b><span class="Apple-style-span" style="font-family: 'Trebuchet MS', sans-serif;"><br /></span></b></div>
<div style="display: block; line-height: 19px; margin-bottom: 6px; margin-left: 0px; margin-right: 0px; margin-top: 6px;">
<b><span class="Apple-style-span" style="color: orange; font-family: 'Trebuchet MS', sans-serif; font-size: x-small;">From : The Book of Lessons of the Three Kings</span></b></div>
<div style="color: #141823; display: block; line-height: 19px; margin-bottom: 6px; margin-left: 0px; margin-right: 0px; margin-top: 6px;">
<b><span class="Apple-style-span" style="font-family: 'Trebuchet MS', sans-serif;"><br /></span></b></div>
<div style="color: #141823; display: block; line-height: 19px; margin-bottom: 6px; margin-left: 0px; margin-right: 0px; margin-top: 6px;">
<span class="Apple-style-span" style="font-family: 'Trebuchet MS', sans-serif; font-size: x-small;">Picture Source : http://welovelocalgovernment.wordpress.com/2012/04/25/the-three-publics/</span></div>
Anonymoushttp://www.blogger.com/profile/02561203630617238166noreply@blogger.com0tag:blogger.com,1999:blog-348109033421161557.post-51626629585527267292014-10-25T19:58:00.000+08:002014-10-26T00:09:01.620+08:00Announcement : Continuing Professional Development (CPD) Seminar for Real Estate Service Practitioners<div class="separator" style="clear: both; text-align: center;">
</div>
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<span class="Apple-style-span" style="white-space: nowrap;"><b><span class="Apple-style-span" style="font-family: 'Courier New', Courier, monospace;"><span class="Apple-style-span" style="color: purple;"><span class="Apple-style-span" style="font-size: large;"><br /></span></span></span></b></span></div>
<div class="separator" style="clear: both; text-align: center;">
<span class="Apple-style-span" style="white-space: nowrap;"><b><span class="Apple-style-span" style="font-family: 'Courier New', Courier, monospace;"><span class="Apple-style-span" style="color: purple;"><span class="Apple-style-span" style="font-size: large;"><br /></span></span></span></b></span></div>
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<span class="Apple-style-span" style="white-space: nowrap;"><b><span class="Apple-style-span" style="font-family: 'Courier New', Courier, monospace;"><span class="Apple-style-span" style="color: purple;"><span class="Apple-style-span" style="font-size: large;"> <span class="Apple-style-span">A joint</span> CPD seminar of</span></span><span class="Apple-style-span" style="font-size: large;"> :</span></span></b></span></div>
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<span class="Apple-style-span" style="white-space: nowrap;"><b><span class="Apple-style-span" style="font-family: 'Courier New', Courier, monospace; font-size: large;"><br /></span></b></span></div>
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<span class="Apple-style-span" style="font-family: 'Helvetica Neue', Arial, Helvetica, sans-serif; white-space: nowrap;"><b>PHILIPPINE LEARNING INSTITUTE FOR PROPERTY PRACTITIONERS INC.</b></span></div>
<div class="separator" style="clear: both; text-align: center;">
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;">(PRC-Accredited Service Provider)</span></div>
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<span class="Apple-style-span" style="font-family: 'Helvetica Neue', Arial, Helvetica, sans-serif;">and</span></div>
<div class="separator" style="clear: both; text-align: center;">
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: large;"> </span><span class="Apple-style-span" style="font-family: 'Trebuchet MS', sans-serif; font-size: large;">PhilRES - Caloocan City Chapter</span></div>
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<b><span class="Apple-style-span" style="font-family: Verdana, sans-serif; font-size: large;"> </span><span class="Apple-style-span" style="color: orange; font-family: 'Courier New', Courier, monospace; font-size: large;">CONTINUING PROFESSIONAL DEVELOPMENT (CPD)</span></b></div>
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<b><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><br /></span></b></div>
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<b><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><br /></span></b></div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgUODakVaZhpWa4i5lvPs0fifXoA7_LJjo6DXbrBR0zUGwpko4fpRUFuT5GqIGJfZfUzXpgqdEIOH5oluRnrHAQe08ESv4e9A_RsabicFGJEHsULoEMPmnCdVMWBweRN8YCRo4qYM5UqeWu/s1600/CPD.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgUODakVaZhpWa4i5lvPs0fifXoA7_LJjo6DXbrBR0zUGwpko4fpRUFuT5GqIGJfZfUzXpgqdEIOH5oluRnrHAQe08ESv4e9A_RsabicFGJEHsULoEMPmnCdVMWBweRN8YCRo4qYM5UqeWu/s1600/CPD.jpg" height="320" width="320" /></a></div>
<h2 style="text-align: center;">
<span class="Apple-style-span" style="font-family: Verdana, sans-serif; font-size: x-large;"> </span><span class="Apple-style-span" style="color: orange; font-family: 'Courier New', Courier, monospace; font-size: large;"><u>S E M I N A R</u></span></h2>
<h2 style="text-align: left;">
<span class="Apple-style-span" style="font-size: small;"><span class="Apple-style-span" style="color: orange; font-family: 'Courier New', Courier, monospace; font-size: large;">For All Real Estate Service Practitioners requiring CPD points/units for their PRC license renewal. </span></span></h2>
<h2 style="text-align: left;">
<span class="Apple-style-span" style="font-size: small;"><span class="Apple-style-span" style="color: orange; font-family: 'Courier New', Courier, monospace; font-size: large;">This seminar is also recommended for real estate and marketing professionals who want to update their knowledge and skills necessary to ensure competent professional practice. </span></span><span class="Apple-style-span" style="color: orange; font-family: 'Courier New', Courier, monospace; font-size: large;"> </span></h2>
<h4>
<div style="text-align: center;">
<span class="Apple-style-span" style="font-family: 'Courier New', Courier, monospace; font-size: large;"><span class="Apple-style-span" style="color: #274e13;">Earn : </span><span class="Apple-style-span" style="color: red;">48 Hours</span></span><span class="Apple-style-span" style="font-weight: normal;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiat8IjR2koNkiY8svx_K_oQaA2srj2PyEHiUxYqzrbNdpZsFHHxjSQHViqmFKeC5tZNzecn5Xgzq8U7m3pe3nqaGGPINdVLj0oyxG5axx5JAlEf6ZWcAkiy9I-pG5i9cBc3YiBXQTAhG4n/s1600/CPD6.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiat8IjR2koNkiY8svx_K_oQaA2srj2PyEHiUxYqzrbNdpZsFHHxjSQHViqmFKeC5tZNzecn5Xgzq8U7m3pe3nqaGGPINdVLj0oyxG5axx5JAlEf6ZWcAkiy9I-pG5i9cBc3YiBXQTAhG4n/s1600/CPD6.jpg" /></a></span></div>
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<h3>
<span class="Apple-style-span" style="font-size: large;"><span class="Apple-style-span" style="color: #274e13; font-family: 'Courier New', Courier, monospace;">Schedule of Seminar : </span></span></h3>
<h3>
<span class="Apple-style-span" style="color: #274e13;"><span class="Apple-style-span" style="font-size: large;"><span class="Apple-style-span" style="font-family: 'Courier New', Courier, monospace;">Nov.28,29 & </span><span class="Apple-style-span" style="font-family: 'Courier New', Courier, monospace;">Dec.4,5,6,12 </span></span></span><span class="Apple-style-span" style="color: #274e13;"><span class="Apple-style-span" style="font-size: large;"><span class="Apple-style-span" style="font-family: 'Courier New', Courier, monospace;">Time: </span></span><span class="Apple-style-span" style="font-family: 'Courier New', Courier, monospace; font-size: large;">9:00am-6:00pm</span></span></h3>
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<span class="Apple-style-span" style="color: #274e13; font-family: 'Courier New', Courier, monospace; font-size: large;"><b>Venue: 14F San Miguel Properties Center, Ortigas, Mandaluyong City</b></span></div>
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<span class="Apple-style-span" style="font-family: Arial; font-size: 15px;"><br /></span></div>
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<span class="Apple-style-span" style="color: #274e13; font-family: 'Courier New', Courier, monospace; font-size: large;"><b>Seminar Fee(entire seminar) : P6,000.00</b></span><br />
<span class="Apple-style-span" style="color: #274e13; font-family: 'Courier New', Courier, monospace; font-size: large;"><br /></span></div>
<div>
<span class="Apple-style-span" style="color: #274e13; font-family: 'Courier New', Courier, monospace; font-size: large;"><b>For inquiry and information please contact :</b></span></div>
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<span class="Apple-style-span" style="color: #274e13; font-family: 'Courier New', Courier, monospace; font-size: large;"><b><br /></b></span></div>
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<span class="Apple-style-span" style="color: #274e13; font-family: 'Courier New', Courier, monospace; font-size: large;"><b>Ms. Boots Saratan @ 0918-5859708</b></span><span class="Apple-style-span" style="color: #274e13; font-family: 'Courier New', Courier, monospace; font-size: large;"><b> </b></span></div>
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<span class="Apple-style-span" style="color: #274e13; font-family: 'Courier New', Courier, monospace; font-size: large;"><b>Mr. Romy Abustan @ 0925-8753278</b></span></div>
<div>
<span class="Apple-style-span" style="color: #274e13; font-family: 'Courier New', Courier, monospace; font-size: large;"><b>Mr. Ric Umali @ 0928-5024508</b></span><br />
<span class="Apple-style-span" style="color: #274e13; font-family: 'Courier New', Courier, monospace; font-size: large;"><b>E-mail : kapihangpinoy@gmail.com</b></span></div>
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<span class="Apple-style-span" style="color: #274e13; font-family: 'Courier New', Courier, monospace; font-size: large;"><b><br /></b></span></div>
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<span class="Apple-style-span" style="color: #274e13; font-family: 'Courier New', Courier, monospace; font-size: large;"><b><br /></b></span>
<span class="Apple-style-span" style="color: #274e13; font-family: 'Courier New', Courier, monospace;"><b>Picture Source : </b></span><br />
<span class="Apple-style-span" style="color: #274e13; font-family: 'Courier New', Courier, monospace;"><b>http://www.baus.org.uk/EducationAndTraining/cpd</b></span></div>
Anonymoushttp://www.blogger.com/profile/02561203630617238166noreply@blogger.com0tag:blogger.com,1999:blog-348109033421161557.post-29994091319487377212014-09-16T15:27:00.000+08:002015-04-05T21:30:49.876+08:00Information : One-Stop Government Center at Ali Mall - Araneta Center<!--[if gte mso 9]><xml>
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<div class="MsoNormal">
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;">Many
of us ---Filipinos—are always complaining, some are even fed up, with how our government offices provide their services to the citizenry. In our dealings with
these offices, we often encounter the arrogance and discourtesy of many civil servants, corruption in the
government, and the very frustrating bureaucratic </span><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;">red tape. </span></div>
<div class="MsoNormal">
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><br /></span></div>
<div class="MsoNormal">
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;">But
just when we thought that the quality government service in the country is a hopeless case, we see some glimmers of hope.</span></div>
<div class="MsoNormal">
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><br /></span></div>
<div class="MsoNormal">
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;">I
recently accompanied a relative to a DFA satellite office to renew a passport
and was expecting a very long queue and endless waiting in a very hot cramped
place, but to my surprise the whole satellite office was comfortable
(air-conditioned, with<span style="mso-spacerun: yes;"> </span>spacious receiving area with good seats), with very courteous civil servants, <span style="mso-spacerun: yes;"> </span>and fast service. <o:p></o:p></span></div>
<div class="MsoNormal">
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;">This new DFA satellite office is located at the recently opened Ali Mall Government and Banking
Center-Araneta Center Cubao, a one-stop government service center where the
following government offices and institutions are located : Department of Foreign
Affairs; PhilHealth, PAG-IBIG; DTI; SSS; SEC; PhilPost; LTO; NBI; Quezon City City
Hall Business Permit and Licensing Branch, and Barangay Socorro Barangay Permits
Branch.(Barangay Socorro in Quezon City is the barangay where Araneta Center is
included). Government and private banks are also located at the center : Land
Bank; BPI; Union Bank; and Security Bank. All these locators are housed on the
third level of the Ali Mall, the same level where you will find the cinemas and
its sprawling fast food center. The fast food center is right outside the government
offices which is very convenient for those who are about to start or just have finished their transactions to have their meals or snacks. Despite being on the
same floor with the cinemas and the fast food center, the place is very
spacious and not cramp. Most of the government office locators, e.g. DFA, NBI, are
already open for service , but others like LTO are still to open.<o:p></o:p></span></div>
<div class="MsoNormal">
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><br /></span></div>
<div class="MsoNormal">
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"></span></div>
<div class="MsoNormal">
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;">There
are also other satellite government offices in other malls but <span style="mso-spacerun: yes;"> </span>they have limited government
office locators. The government center at the Ali Mall is quite exceptional, and a (more) complete one-stop center
for many different government<span style="mso-spacerun: yes;"> </span>services. I hope they
will also include a PRC satellite office as one of the locators to
service our professionals. <o:p></o:p></span></div>
<div class="MsoNormal">
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><br /></span>
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><br /></span></div>
<div class="MsoNormal">
<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjySnnrFAnwch7_3Os6IXFwmptCLohxoRbHAbhMODktS5cN6gLYMFjANBszkJdsONzyzed9NDDcV7dKoicxvQeLgApQgkSuxFvUMTKGMs0V4-uIT98QpUOCynOpvaodMnMte9PEtQd4tlqN/s1600/ali+mall+one+stop+22.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjySnnrFAnwch7_3Os6IXFwmptCLohxoRbHAbhMODktS5cN6gLYMFjANBszkJdsONzyzed9NDDcV7dKoicxvQeLgApQgkSuxFvUMTKGMs0V4-uIT98QpUOCynOpvaodMnMte9PEtQd4tlqN/s1600/ali+mall+one+stop+22.jpg" height="640" width="428" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Ali Mall Government and Banking Center at Araneta Center</td></tr>
</tbody></table>
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;">Kudos
to the Ali Mall management and the Araneta family for allowing this government
center to be located in their shopping mall. Their partnership with the Quezon
City local government and the national government will really do a great
service to the mall customers, residents of Quezon City and of other nearby cities and towns. </span></div>
<div class="MsoNormal">
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><span style="mso-spacerun: yes;"><br /></span></span></div>
<div class="MsoNormal">
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><span style="mso-spacerun: yes;">So if you are planning of renewing your passports; getting an NBI clearance; registering or renewing your business; paying your PhilHealth insurance, SSS and PAGIBIG amortization, etc., go now to the Ali Mall Government and Banking Center. </span></span></div>
<div class="MsoNormal">
<span style="mso-spacerun: yes;"><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><br /></span></span></div>
<div class="MsoNormal">
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;">Two
Thumbs Up for this government effort to decentralize its services, and for giving
good service and convenience to the citizenry! </span><span class="Apple-style-span" style="font-size: large;"><o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
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<br /></div>
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<br /></div>
<!--EndFragment-->Anonymoushttp://www.blogger.com/profile/02561203630617238166noreply@blogger.com0tag:blogger.com,1999:blog-348109033421161557.post-73268565298745249552014-06-24T02:57:00.002+08:002014-06-24T02:57:25.816+08:00Announcement : Continuing Professional Development (CPD) Seminars for Real Estate PractitionersThe Philippine Learning Institute for Property Practitioners Inc. will be conducting a series of CPD seminars for real estate practitioners (licensed real estate brokers and salespersons) from July 'til October 2014. These seminars are PRC approved and accredited for CPD credits. Please see poster below for seminar schedules and registration.<br />
<br />
<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgMoj4Mpf_gttrq7B-tzhrAprV_bWEnUL-qHlpBWagJM_XRle0ULt6xerTj30VY11z81t4a3az-SLfUPBSYy9_jyrKHhFHRtpgK6NQA8XRGBjYgCb0YPjc6upGLLnrXTU_uLInUXE5fmkny/s1600/CPD+boots+PLIPP.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgMoj4Mpf_gttrq7B-tzhrAprV_bWEnUL-qHlpBWagJM_XRle0ULt6xerTj30VY11z81t4a3az-SLfUPBSYy9_jyrKHhFHRtpgK6NQA8XRGBjYgCb0YPjc6upGLLnrXTU_uLInUXE5fmkny/s1600/CPD+boots+PLIPP.jpg" height="640" width="492" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;"><br /></td></tr>
</tbody></table>
<br />Anonymoushttp://www.blogger.com/profile/02561203630617238166noreply@blogger.com0tag:blogger.com,1999:blog-348109033421161557.post-14169026552718252922014-06-22T05:23:00.000+08:002014-06-22T06:10:38.970+08:00Travel : Japan Eases Visa Requirements for Filipinos<div class="separator" style="clear: both; text-align: center;">
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<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgXLF3vTImM8n_QiUu7yTW7G45nTkiMQC2vGCsgQhaj0nLA-kx776KHtUWUjrAALpuInkwgKZpVrjz7tQPEZA3prPExn81ADGcqGSpEZ5c-sCDOx_k8Akm6wK1R2QvwJGbPT99z74aUzOTM/s1600/fuji_2551323b.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgXLF3vTImM8n_QiUu7yTW7G45nTkiMQC2vGCsgQhaj0nLA-kx776KHtUWUjrAALpuInkwgKZpVrjz7tQPEZA3prPExn81ADGcqGSpEZ5c-sCDOx_k8Akm6wK1R2QvwJGbPT99z74aUzOTM/s1600/fuji_2551323b.jpg" height="247" width="400" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Mount Fuji - Japan's highest peak</td></tr>
</tbody></table>
<div class="separator" style="clear: both; text-align: center;">
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<div style="font: normal normal normal 12px/normal Helvetica; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; text-align: left;">
<span class="Apple-style-span" style="font-size: small;">Many countries do not require visa for Philippine nationals to visit their country; but other countries require Filipinos to get an entry visa, and some of them have very stringent requirements. One particular country that is quite strict in issuing visa to Filipinos is Japan. This is understandable because some Filipino tourists overstay in Japan to find jobs when their visa expires. The high exchange rate of the Japanese yen, the high-paying blue collar jobs, and job referrals from friends/relatives who are already working there, are some of the reasons why these Filipino visitors are enticed to find jobs in Japan. </span></div>
<div style="font: normal normal normal 12px/normal Helvetica; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; min-height: 14px; text-align: left;">
<span class="Apple-style-span" style="font-size: small;"><br /></span></div>
<div style="font: normal normal normal 12px/normal Helvetica; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; text-align: left;">
<span class="Apple-style-span" style="font-size: small;">There are also thousands of overseas Filipino contract workers all over Japan (working mainly in the entertainment industry) and it would not be an easy task for Japanese immigration to apprehend these overstaying visitors, so this could also be one reason for them to strictly qualify visa applicants from the Philippines. For whatever reason, getting a Japanese visa is a hurdle to many Filipinos.</span></div>
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<span class="Apple-style-span" style="font-size: small;"><br /></span></div>
<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi44jOLy2U34bzirIeq1bKA2bLyxmzDNVywvfV7bb9NyC_uKqgs7IBZOQl4S-DNUiZTJwfR3rg3Fk1izs9o9YCfPzyxVxFoErbKNoOHPsgkc4OTczfgNWdISsgO22jnbFy6MAvPtOBnahns/s1600/japan+visa.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi44jOLy2U34bzirIeq1bKA2bLyxmzDNVywvfV7bb9NyC_uKqgs7IBZOQl4S-DNUiZTJwfR3rg3Fk1izs9o9YCfPzyxVxFoErbKNoOHPsgkc4OTczfgNWdISsgO22jnbFy6MAvPtOBnahns/s1600/japan+visa.jpg" height="212" width="320" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;"><br /></td></tr>
</tbody></table>
<div style="font: 12.0px Helvetica; margin: 0.0px 0.0px 0.0px 0.0px; min-height: 14.0px;">
<span class="Apple-style-span" style="font-family: Times; font-size: x-small;"><br /></span></div>
<div style="font: normal normal normal 12px/normal Helvetica; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; text-align: left;">
<span class="Apple-style-span" style="font-size: small;">A couple of weeks ago, there were "unofficial" news that Japan would be easing up on visa requirements, and many Filipinos welcomed the news with anticipation. But last Tuesday (June 17, 2014) the Japanese embassy in Manila released the news officially :</span></div>
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<span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: small;">T<i>he Ministry of Foreign Affairs of Japan has approved “substantial relaxations of visa requirements” for tourism visas issued to nationals of the Philippines, Indonesia, and Vietnam, the Japanese Embassy in Manila said Tuesday.</i></span></div>
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<i><span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: small;">The policy move is just an “initial step” of the ministry's “endeavor to realize the exemption of visa requirements,” the embassy also said.</span></i></div>
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<i><span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: small;"><span style="color: black;">A report by Kyodo News on April 15 said</span> the Japanese government is “making arrangements” to waive visas for tourists from the three Asian countries.</span></i></div>
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<i><span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: small;"><br /></span></i></div>
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<i><span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: small;">A report on Nikkei Asian Review quoted a Japanese Tourism Agency official as saying that for the Philippines and Vietnam, Japan will launch "a substantive visa exemption" by simplifying visa acquisition procedures for participants of tours offered by the travel agencies designated by the Japanese government.</span></i></div>
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<i><span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: small;"><br /></span></i></div>
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<i><span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: small;">Tourist visa requirements were relaxed to help achieve Japan's goal of attracting 20 million foreign visitors by 2020, when Tokyo will host the Olympics and Paralympics, according to The Yomiuri Shimbun.</span></i></div>
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<i><span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: small;">“For national of the Philippines multiple-entry visa requirements will be substantially relaxed, and requirements for single-entry tourism visas will be relaxed to a quasi-exemption-equivalent level when applied via specified travel agencies,” the embassy said in its statement.</span></i></div>
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<i><span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: small;">However, other details, including “the beginning date of application” are still being worked out, the embassy said.</span></i></div>
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<i><span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: small;">According to The Yomiuri Shimbun, visitors from overseas surpassed the 10 million mark for the first time in 2013 due partly to the yen’s weakening.</span></i></div>
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<i><span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: small;">It said Japanese officials believe that by making it easier to obtain a visa, the number of foreign tourists to Japan will double from the 2013 level by 2020.</span></i></div>
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<span class="Apple-style-span" style="font-family: Arial;"><i><span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: x-small;"><br /></span></i></span></div>
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<span class="Apple-style-span" style="font-family: Arial;"><i><span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: x-small;">New Source : GMA News</span></i></span></div>
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<span class="Apple-style-span" style="font-size: small;">Indeed this is a welcome development specially to Filipinos. Japan is geographically so near to the Philippines but it seems so far to many Filipinos because of this visa impediment. </span></div>
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<span class="Apple-style-span" style="font-size: small;">For the three countries specifically mentioned (Philippines, Indonesia and Vietnam) who would be benefitting from this development, it is obvious that economic and political reasons had been considered for their inclusion------These three countries are the fastest growing economies in Asia these past years; and Vietnam and the Philippines are Japan's allies in fighting China's expansionist scheme in East Asia.-----</span></div>
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<span class="Apple-style-span" style="font-size: small;"><span class="Apple-style-span" style="font-size: small;">Japan is a very beautiful country with a unique and ancient culture; and the Japanese people are admired for their kindness and courteous manner. Many people would love to visit the country if given the opportunity. With the easing of visa requirements (and maybe even a complete waiving of visa requirements soon) this will give more people a chance to visit Japan. Im sure many Filipinos are already excitedly planning for a</span><span class="Apple-style-span" style="font-size: small;"> Nippon adventure. </span></span></div>
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<span class="Apple-style-span" style="font-size: small;"><span class="Apple-style-span" style="font-size: small;">Let's forget Hong Kong (who likes unfriendly people anyway?). As one travel writer puts it : Japan will now be the "New Hong-Kong" for Filipinos. </span></span></div>
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Picture Sources :<br />
<span class="Apple-style-span" style="color: orange;">http://www.telegraph.co.uk/news/worldnews/asia/japan/10029963/Mount-Fuji-to-get-World-Heritage-status.html</span><br />
<span class="Apple-style-span" style="color: orange;">http://www.tourist-destinations.com/2011/06/kyoto-japan.html</span><br />
<span class="Apple-style-span" style="color: orange;">http://www.japanfreeclassifieds.com/</span><br />
<span class="Apple-style-span" style="color: orange;"><br /></span>Anonymoushttp://www.blogger.com/profile/02561203630617238166noreply@blogger.com0tag:blogger.com,1999:blog-348109033421161557.post-77276479978964892692014-06-19T00:03:00.000+08:002014-06-19T11:19:49.063+08:00History : Today - June 19, 2014 is Dr. Jose Rizal's 153rd Birth Anniversary<br />
There have been many biographies of Dr. Jose Rizal written mostly by Filipino authors and historians, but seldom have we read one by an American author. While looking for a digital copy of “Noli Me Tangere” online, I found this biographical sketch of our national hero written by an American author who translated an abridged version (<a href="http://www.gutenberg.org/files/30278/30278-h/30278-h.htm"><span class="Apple-style-span" style="color: orange;">Friars and Filipinos</span></a>) of Noli Me Tangere sometime in 1900. His name is Frank Ernest Gannett, an American who served on the staff of the First United States Commission to the Philippine Islands. Rizal's short biography was part of Gannett's work on the translation of the novel. His translation of the novel was copyrighted in 1900, which means that he was one of the first Americans who came to the archipelago after the Spanish-American War in 1898 and the Philippine-American War thereafter. The contents of these biographical sketch isn’t much different from the other biographies of Rizal, but what is interesting to note is that Gannett's work was one of the first to be published right after the Spaniards left the Philippines. And coming from the perspective of an American, we can deduce that this short biography on the life of our hero is comparatively more objective, and written with no bias and restriction on its contents. (<i>Rizal being regarded an enemy by the friars and the government at that, earlier biographers during the Spanish period could not have extolled the advocacy of Rizal or else they would have been branded as his supporters and of his ilk</i>.)<br />
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Frank Ernest Gannett mentioned in the preface of his work the reason why he translated the novel of Rizal :<br />
<i> “While serving on the staff of the first United States Commission to the Philippine Islands my attention was called to the life and writings of Dr. Jose Rizal. I found in his novel, "Noli Me Tangere," the best picture of the life of the people of those islands under Spanish rule, and the clearest exposition of the governmental problems which Spain failed to solve, and with which our own people must deal. It occurred to me that an English translation of Rizal's work would be of great value at the present time.” </i><br />
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<a href="http://www.gutenberg.org/files/30278/30278-h/30278-h.htm"><span class="Apple-style-span" style="color: orange;"> Friars and Filipinos</span></a></h1>
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An abridged translation of<br /><span class="docAuthor" style="font-size: 1.2em; font-weight: bold;">Dr. José Rizal’s</span><br />Tagalog Novel, “Noli Me Tangere.”<br />By<br />Frank Ernest Gannett.</h2>
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Below is the biographical sketch on the life and career of Dr. Jose Rizal written by Frank Ernest Gannett.<br />
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Dr. JOSE RIZAL</div>
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Dr. Jose Rizal, of whose "Noli Me Tangere," the following story, is an abridgement, is the most striking character to be found in the history of the Philippine Islands. He was not only a great martyr to the cause of liberty, and to the advancement of his fellow men, but he was without doubt the greatest Filipino ever born, and his memory is cherished to-day by his people as we ourselves cherish the memory of Washington.<br />
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Rizal was born on June 19th, 1861, in the pueblo of Calamba, in the province of Laguna, on the Island of Luzon. He came of a Tagalog family, which, it is said, acknowledged a slight mixture of Chinese blood, and possessed considerable property. As a child he gave evidence of extraordinary precocity. He is said to have written poetry in his native tongue at eight years of age, produced a successful melodrama at fourteen, and later to have won prizes in literary contests with writers of recognized ability.<br />
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After passing through the University of Manila, and receiving much instruction at the hands of the Jesuit fathers, he was sent to Europe to complete his education. He pursued courses of study in Spanish and German universities, and won the degrees of Doctor of Medicine and Doctor of Philosophy. Besides acquiring a knowledge of seven languages he gained a brilliant reputation for proficiency in the branch of optical surgery. For a time he was the leading assistant in the office of a world-renowned specialist at Vienna. While in Europe Rizal wrote several books and also gave considerable time to sculpture and painting. His artistic ability was great, and some of his productions are now treasured by friends into whose possession they came. Rizal's best known work is his "Noli Me Tangere," written in Belgium about 1886 or 1887. This novel, with its vivid picture of life in the Philippines, and its exposure of Spanish misrule and oppression, won for him the bitter hatred of the friars, and inspired the relentless persecution which only ended with the taking of his life.<br />
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In 1889 Dr. Rizal returned to the Philippines, but was soon compelled to leave his native land in order to escape forcible banishment. After a short residence in Japan, he went to London, where he published a work on the History of the Philippine Islands. About the same time a sequel to "Noli Me Tangere," entitled "El Filibusterismo," was published. The hatred of the priests against him was further inflamed by this production, and the government in Manila was forced by the friars to forbid the circulation of any of his writings. Copies of his novels were burned in the public squares, and it was worth one's life to be found possessing a copy. Until very recently it has been almost impossible to obtain a copy of Rizal's works, and it was necessary to go to Europe to secure the one from which the following abridged translation was made.<br />
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In 1892 Dr. Rizal was so overcome with a desire to see again his beautiful fatherland that he ventured, in the face of all the dangers that threatened him, to return to Manila. He had scarcely set foot on shore, however, before he was arrested and thrown in prison. The friars demanded his execution on the ground that he carried incendiary leaflets for the purpose of stirring up a rebellion, but subsequent inquiries showed that such leaflets had been introduced into his baggage at the custom house through the intrigues of the Augustine friars. Despite his indignant protestations of innocence; Rizal was summarily condemned by the Spanish General, Despujols, to banishment at Dapitan in the island of Mindanao. Although the trickery of the friars became known to him, Despujols lacked courage to revoke his order of banishment, for fear that he, too, would incur the hatred of the powerful religious corporations.<br />
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After four years of exile Rizal saw plainly that the hostility of the friars would make it impossible for him to live in his native land. In 1896 a plague of yellow fever broke out in the island of Cuba and Rizal volunteered to lend his medical services to the Spanish government. Ramon Blanco, then general-in-chief of the Spanish forces in the Philippines, accepted the generous offer and recalled the young man to Manila that he might sail at once for Cuba. Alarmed by demonstrations of popular affection for Rizal, who represented the aspirations of the Filipino people, the Spanish authorities broke faith with him and imprisoned him in the Fuerza de Santiago. He was arraigned on false charges, given a military trial, and at the dictation of the religious orders was sentenced to be shot as a traitor.<br />
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At dawn on December 30th, 1896, he was led to the place of execution on the beautiful Luneta, overlooking the tranquil surface of Manila Bay. Notices of the event had been published throughout the islands and the day on which it was to occur was proclaimed a fiesta. Thousands ngathered around the place selected, and so evident was the sympathy of the helpless Filipinos for the man who was to die for their sake that Spain marshalled ten regiments of her soldiers about the spot. The populace must be intimidated. A nation's hero was about to become a nation's martyr. With face uplifted he glanced at the multitude about him and smiled. They tied his arms behind him and made him face the waters of the bay. In vain he protested and begged that he might die facing his executioners. A squad of his fellow countrymen, who were serving in Spain's army, were selected for the bloody work. They drew in position to shoot him in the back. The order was given to fire, but only one had the courage to obey. The bullet went straight and the hero fell, but another shot was necessary to despatch his life. His newly wedded wife remained with him to the end. The best hope of the Filipino people was crushed; a light in a dark place was snuffed out.<br />
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Rizal was no extremist, no believer in harsh and bloody methods, no revolutionist. He aimed to secure moderate and reasonable reforms, to lessen the oppressive exactions of the friars, to examine into titles of their land, and to make possible the education and uplifting of his people. He loved Spain as he did his own country, and repeatedly used his influence against the rebellious measures proposed by other Filipino leaders. His execution was only one of the numerous outrages which characterized Spain's reign in the Philippines.<br />
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In closing this short sketch of Rizal's life we can do no better than to quote the estimate of him made by Dr. Ferdinand Blumentritt, professor in the University of Leitmeritz, Austria, who prepared a biographical sketch of Rizal. Dr. Blumentritt said:<br />
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<i><span class="Apple-style-span" style="color: orange;"> "Not only is Rizal the most prominent man of his own people, but </span><span class="Apple-style-span" style="color: orange;"><u>the greatest man the Malayan race has produced</u></span><span class="Apple-style-span" style="color: orange;">. His memory will never perish in his fatherland, and future generations of Spaniards will yet learn to utter his name with respect and reverence."</span></i><br />
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Source :<br />
<a href="http://en.wikipedia.org/wiki/Jos%C3%A9_Rizal"><span class="Apple-style-span" style="color: orange;">http://en.wikipedia.org/wiki/José_Rizal</span></a><br />
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<a href="http://www.gutenberg.org/files/30278/30278-h/30278-h.htm"><span class="Apple-style-span" style="color: orange;">http://www.gutenberg.org/files/30278/30278-h/30278-h.htm</span></a>Anonymoushttp://www.blogger.com/profile/02561203630617238166noreply@blogger.com0tag:blogger.com,1999:blog-348109033421161557.post-57925092809017790002014-06-12T03:08:00.001+08:002014-06-15T22:59:36.810+08:00Events : June 12, 2014 - 116th Philippine Independence Day <div class="separator" style="clear: both; text-align: center;">
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<b><span class="Apple-style-span" style="color: yellow; font-family: Arial, Helvetica, sans-serif;"><span class="Apple-style-span" style="font-size: large;">Ika-Isangdaan at labing anim </span><span class="Apple-style-span" style="font-size: large;">(116) </span><span class="Apple-style-span" style="font-size: large;">na taon ng Kalayaan</span></span></b></div>
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<b><span class="Apple-style-span" style="color: blue; font-family: Arial, Helvetica, sans-serif; font-size: x-large;">Maligayang Araw ng Kalayaan </span></b></div>
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<span class="Apple-style-span" style="color: yellow; font-family: Arial, Helvetica, sans-serif;">2014</span></div>
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<b><span class="Apple-style-span" style="color: red; font-family: Arial, Helvetica, sans-serif; font-size: large;">Mabuhay ang Filipinas!</span></b><br />
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The Philippines is the first country in Asia to gain
independence from its colonizer, thanks to our brave heroes and countrymen who fought and shed their blood for our freedom. Foremost among these heroes
are Andres Bonifacio and Apolinario Mabini. These two great men, despite their
handicaps and weaknesses, led the Philippine Revolution. </div>
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Let us not forget our heroes, many of them are unknown and
unsung. We owe them our freedom and independence.</div>
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<a href="http://enciclopedia.us.es/images/f/f5/Apolinario_Mabini.jpg"><span class="Apple-style-span" style="color: orange;">http://enciclopedia.us.es/images/f/f5/Apolinario_Mabini.jpg</span></a><br />
<span class="Apple-style-span" style="color: orange; font-family: Times, 'Times New Roman', serif; line-height: 17px;">http://en.wikipedia.org/wiki/File:Pambansang_Bantayog_ni_Andres_Bonifacio_(Bonifacio_National_Monument).jpg</span></div>
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<a href="http://www.crossed-flag-pins.com/"><span class="Apple-style-span" style="color: orange;">http://www.crossed-flag-pins.com</span></a></div>
<!--EndFragment-->Anonymoushttp://www.blogger.com/profile/02561203630617238166noreply@blogger.com0tag:blogger.com,1999:blog-348109033421161557.post-991487202537287742014-04-06T19:02:00.002+08:002014-04-06T19:15:49.227+08:00Announcement : PAREB-MVRB Continuing Professional Development (CPD) Seminar PAREB-Marikina Valley Real Estate Board Inc. will be conducting a Continuing Professional Development (CPD) Seminar on April 25, 26 and 27, 2014. For Real Estate Service Practitioners needing CPD credit units for the renewal of their PRC (Professional Regulation Commission) licenses, please see poster below for schedule and details of the seminar or visit PAREB-MVRB official website : <a href="http://www.parebmvrb.com/"><span class="Apple-style-span" style="color: orange;">http://www.parebmvrb.com/</span></a><br />
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<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg-zG3AJuDJXQcElOg_vHgMT7lbi55c87d79me4E1hJ68uDk0p59C0VBHd1Ymv0FBIb_-owYUgjpuHgZkCvzePmLyXznAjbhDqhYdDzzvCeD5TqCqxjLwnYRz9XViGapdZdvYUSB57clus9/s1600/mvrb+cpd.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg-zG3AJuDJXQcElOg_vHgMT7lbi55c87d79me4E1hJ68uDk0p59C0VBHd1Ymv0FBIb_-owYUgjpuHgZkCvzePmLyXznAjbhDqhYdDzzvCeD5TqCqxjLwnYRz9XViGapdZdvYUSB57clus9/s1600/mvrb+cpd.jpg" height="425" width="640" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">PAREB-MVRB CPD Seminar poster<br />
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Anonymoushttp://www.blogger.com/profile/02561203630617238166noreply@blogger.com0tag:blogger.com,1999:blog-348109033421161557.post-33371955845499567462013-12-31T22:45:00.000+08:002013-12-31T23:08:54.271+08:00Greetings! : HAPPY NEW YEAR 2014<div style="text-align: center;">
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<span class="Apple-style-span" style="color: red; font-family: Georgia, 'Times New Roman', serif; font-size: x-large;"><b>HAPPY NEW YEAR TO ALL!</b></span></div>
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<span class="Apple-style-span" style="color: red; font-family: Verdana, sans-serif; font-size: x-large;"><b><br /></b></span>
<span class="Apple-style-span" style="color: red; font-family: Georgia, 'Times New Roman', serif; font-size: x-large;"><b>2014</b></span><br />
<span class="Apple-style-span" style="color: red; font-family: Georgia, 'Times New Roman', serif; font-size: x-large;"><b>The Year of the Horse</b></span><br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEirFfAPqDcMN1T94m63EiT3aQkqpPP1VgLzWaaqobATVMBbxDC0AsAdDtN-i1EOy0toq747lxXDg8N7FLimbIhAIxfcCMwFNeHI5FzxEDmQK_FWGva96Gfy0hpDJXfrTMHrYJAQb9oMFA5q/s1600/horse.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEirFfAPqDcMN1T94m63EiT3aQkqpPP1VgLzWaaqobATVMBbxDC0AsAdDtN-i1EOy0toq747lxXDg8N7FLimbIhAIxfcCMwFNeHI5FzxEDmQK_FWGva96Gfy0hpDJXfrTMHrYJAQb9oMFA5q/s1600/horse.jpg" /></a></div>
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Picture Source :
<a href="http://geprek.com/download-best-desktop-www-background-with-original-hd/"><span class="Apple-style-span" style="color: orange;">http://geprek.com/download-best-desktop-www-background-with-original-hd/</span></a>
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New Year Countdown Widget Source : <a href="http://mycountdown.org/widget_design.php?widget_number=3010&fwdt=200&group=Holiday&countdown=New%20Year&cp3_Hex=FFB200&cp2_Hex=FF0000&cp1_Hex=FFFFFF&fwdt=150"><span class="Apple-style-span" style="color: orange;">http://mycountdown.org/widget_design.php?widget_number=3010&fwdt=200&group=Holiday&countdown=New%20Year&cp3_Hex=FFB200&cp2_Hex=FF0000&cp1_Hex=FFFFFF&fwdt=150</span></a><br />
<br />Anonymoushttp://www.blogger.com/profile/02561203630617238166noreply@blogger.com0tag:blogger.com,1999:blog-348109033421161557.post-66744422765714442912013-12-07T20:40:00.002+08:002013-12-07T22:45:38.156+08:00Seminar and Review : Comprehensive Real Estate Seminar for March 16, 2014 PRC Real Estate Brokers' Licensure Exam<div class="separator" style="clear: both; text-align: center;">
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiq9XJadRqZuN0y-L2Pe85xYX6clqUFh44BkuCf7PIUQEPrZvQE97VAMYBxG0vhMSEPdXTHTgZR8U-vO01jZdUFYO6dGoHbxujVMXtsZZYjkXdCuAk5SCjqMveYb4tCt6wnNMzloyWQydlU/s1600/cres+2014.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="640" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiq9XJadRqZuN0y-L2Pe85xYX6clqUFh44BkuCf7PIUQEPrZvQE97VAMYBxG0vhMSEPdXTHTgZR8U-vO01jZdUFYO6dGoHbxujVMXtsZZYjkXdCuAk5SCjqMveYb4tCt6wnNMzloyWQydlU/s640/cres+2014.jpg" width="532" /></a></div>
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<span class="Apple-style-span" style="color: orange; font-family: Arial, Helvetica, sans-serif; font-size: large;"><b>For Inquiries, please contact :</b></span></div>
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<span class="Apple-style-span" style="color: orange; font-family: Arial, Helvetica, sans-serif; font-size: large;">GEN Sebastian : 0920-9616355</span></div>
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<span class="Apple-style-span" style="color: orange; font-family: Arial, Helvetica, sans-serif; font-size: large;">ELOI Ona : 0917-7055420</span></div>
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<span class="Apple-style-span" style="color: orange; font-family: Arial, Helvetica, sans-serif; font-size: large;">MIKE Caparros : 0922-8996453</span></div>
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<span class="Apple-style-span" style="color: orange; font-family: Arial, Helvetica, sans-serif; font-size: large;">Landlines : 788-0986 / 7362551 / 347-0652</span></div>
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<span class="Apple-style-span" style="color: orange; font-family: Arial, Helvetica, sans-serif; font-size: large;">or e-Mail : pareb_mvrb@yahoo.com</span></div>
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<span class="Apple-style-span" style="color: orange; font-family: Arial, Helvetica, sans-serif; font-size: large;">Marikina Valley Real Estate Board Inc.</span></div>
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<span class="Apple-style-span" style="color: orange; font-family: Arial, Helvetica, sans-serif; font-size: large;">Rm 217 Citiland Condominium, </span></div>
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<span class="Apple-style-span" style="font-size: large;"><span class="Apple-style-span" style="color: orange; font-family: Arial, Helvetica, sans-serif;">Pioneer St., </span><span class="Apple-style-span" style="color: orange; font-family: Arial, Helvetica, sans-serif;">Mandaluyong City</span></span></div>
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Anonymoushttp://www.blogger.com/profile/02561203630617238166noreply@blogger.com0tag:blogger.com,1999:blog-348109033421161557.post-88459868789350455702013-11-30T14:19:00.002+08:002013-12-01T13:25:30.623+08:00History : Today is Bonifacio Day - The 150th Birth Anniversary of Gat. Andres Bonifacio<div class="separator" style="clear: both; text-align: center;">
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<b><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;">Today is the 150th birthday of the greatest Filipino hero of the Philippine Revolution.</span></b></div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhKmTjKMDmj67i1FcDcskuFbhSBOLTcwH7mrwdv-yYT7-L_cn7WWGLmcr53lw6ZYTmMqXO-xSLRXXanaAWTlQ30ys_iRDirdED7ADeeO9xRGKSKyiLmd_l2kGItGWT94Iqm6XPi-lbfO5JR/s1600/bonifacio+150.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="400" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhKmTjKMDmj67i1FcDcskuFbhSBOLTcwH7mrwdv-yYT7-L_cn7WWGLmcr53lw6ZYTmMqXO-xSLRXXanaAWTlQ30ys_iRDirdED7ADeeO9xRGKSKyiLmd_l2kGItGWT94Iqm6XPi-lbfO5JR/s400/bonifacio+150.jpg" width="263" /></a></div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhKpAIbEnuskbrTfjDtSXNX2PfHfeN8ms6jh0pzpbpX_gz_mfNfhwX1-1emN7t_909FUOT-wZbAacK7Q3lVcil6h2CDqhVkCJI5VdAuZjJ8eV1sm051_KM-LSegAlkuBNygZ60CQV0-9Yqc/s1600/bonifacio+.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="265" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhKpAIbEnuskbrTfjDtSXNX2PfHfeN8ms6jh0pzpbpX_gz_mfNfhwX1-1emN7t_909FUOT-wZbAacK7Q3lVcil6h2CDqhVkCJI5VdAuZjJ8eV1sm051_KM-LSegAlkuBNygZ60CQV0-9Yqc/s400/bonifacio+.jpg" width="400" /></a></div>
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<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhioCIPNvwRv4nsdPOMOYNCf1Q72lyT3jeVF5nCrkknCgEZvRc8_4gPNsSniF9M44CzzQOn5YroCebYF9hGT7JEvFp7n7qj1xbTvz70UjyRV4Pp15f80aDVyOu8ITDRnKcW4Jeao23v2HFx/s1600/Bonifacio+Andres.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" height="400" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhioCIPNvwRv4nsdPOMOYNCf1Q72lyT3jeVF5nCrkknCgEZvRc8_4gPNsSniF9M44CzzQOn5YroCebYF9hGT7JEvFp7n7qj1xbTvz70UjyRV4Pp15f80aDVyOu8ITDRnKcW4Jeao23v2HFx/s400/Bonifacio+Andres.jpg" width="227" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Gat. Andres Bonifacio</td></tr>
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Poster Source : </div>
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<a href="http://fuckyeahmarxismleninism.tumblr.com/"><span class="Apple-style-span" style="color: orange;">http://fuckyeahmarxismleninism.tumblr.com/</span></a></div>
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<a href="http://en.wikipedia.org/wiki/Andr%C3%A9s_Bonifacio"><span class="Apple-style-span" style="color: orange;">http://en.wikipedia.org/wiki/Andrés_Bonifacio</span></a></div>
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Related Link :<br />
<a href="http://www.rappler.com/nation/44920-andres-bonifacio-myths-trivia-execution"><span class="Apple-style-span" style="color: orange;">http://www.rappler.com/nation/44920-andres-bonifacio-myths-trivia-execution</span></a><br />
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<a href="http://opinion.inquirer.net/66439/the-supremo#ixzz2m5NdcWJm"><span class="Apple-style-span" style="color: orange;">http://opinion.inquirer.net/66439/the-supremo#ixzz2m5NdcWJm</span></a><br />
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<a href="http://theprojectreview.blogspot.com/2013/08/history-trivia-andres-bonifacio-is-not.html"><span class="Apple-style-span" style="color: orange;">http://theprojectreview.blogspot.com/2013/08/history-trivia-andres-bonifacio-is-not.html</span></a>Anonymoushttp://www.blogger.com/profile/02561203630617238166noreply@blogger.com0tag:blogger.com,1999:blog-348109033421161557.post-42749704035698142302013-11-29T07:41:00.001+08:002013-11-29T18:25:28.183+08:00Projects : Support "Songs for the Philippines" - For the Benefit of the Philippine Red Cross Yolanda Relief Efforts<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgtfpyx4BKV5O0DOYP8U9TLido92I2Xwx8AoP0WYBJtFEzZ2EzmNR3MVxQANLoDQ_PnurYb_5m-wL6UtPV21gxtT2EgU6GihxRoZoznvSKFOxBMgDxi873SPnfJJ5CUF0gmku68QRHOt6MG/s1600/red+cross+logo.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><span class="Apple-style-span" style="color: black;"></span></a></div>
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<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhbYtUq7peJlAqPUpUY5u0w_FYmN9tNCGqKbXPihvOVDEjyDzrUqOpazEVh3lko8qQ4ULBuQLLX2OZx9c0P6O6u6ZKcfPyCo4r5YxK5lc_AySM0gU2fVoAy-SM0WYlf7vo-NS2zneZv3oES/s1600/SFP+LOGO.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" height="200" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhbYtUq7peJlAqPUpUY5u0w_FYmN9tNCGqKbXPihvOVDEjyDzrUqOpazEVh3lko8qQ4ULBuQLLX2OZx9c0P6O6u6ZKcfPyCo4r5YxK5lc_AySM0gU2fVoAy-SM0WYlf7vo-NS2zneZv3oES/s200/SFP+LOGO.jpg" width="200" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Songs for the Philippines</td></tr>
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<div class="parabg" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; font-family: inherit; font-size: 18px; font-style: inherit; font-weight: inherit; line-height: 22px; margin-bottom: 15px; margin-left: 0px; margin-right: 0px; margin-top: 0px; outline-color: initial; outline-style: initial; outline-width: 0px; padding-bottom: 0px; padding-left: 15px; padding-right: 15px; padding-top: 0px; vertical-align: baseline;">
The world’s biggest names in music have come together on one album in benefit of the Philippine Red Cross. <a href="http://smarturl.it/songsforPH" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: #ff7200; font-family: inherit; font-size: 18px; font-style: inherit; font-weight: inherit; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; outline-color: initial; outline-style: initial; outline-width: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none; vertical-align: baseline;">Songs for the Philippines</a><span class="Apple-style-span" style="color: #555555;"> </span>is a digital album of 39 songs including The Beatles, Adele, Beyonce, U2, Lady Gaga, Justin Bieber, One Direction and many more.</div>
<div class="gifttext" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; font-family: inherit; font-size: 26px; font-style: inherit; line-height: 22px; margin-bottom: 15px; margin-left: 0px; margin-right: 0px; margin-top: 0px; outline-color: initial; outline-style: initial; outline-width: 0px; padding-bottom: 0px; padding-left: 15px; padding-right: 0px; padding-top: 0px; vertical-align: baseline;">
<a class="titlelink" href="http://smarturl.it/songsforPH" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; font-family: inherit; font-size: 26px; font-style: inherit; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; outline-color: initial; outline-style: initial; outline-width: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none; vertical-align: baseline;"><b><span class="Apple-style-span" style="color: red;">Gift the album, start a chain reaction.</span></b></a></div>
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Help support the relief effort. Buy the <a href="http://smarturl.it/songsforPH" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: #ff7200; font-family: inherit; font-size: 18px; font-style: inherit; font-weight: inherit; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; outline-color: initial; outline-style: initial; outline-width: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none; vertical-align: baseline;">Songs for the Philippines album</a> as a gift for friends/family and then encourage them to buy the album for someone else. If each of us gift the album to just one friend and that person, in turn, gifts it to another – <b>we can start a chain that spreads around the world.</b><br />
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The artists, record companies and music publishers who are collaborating on this project together with iTunes have all agreed to donate proceeds from<span class="Apple-style-span" style="color: #555555;"> </span><a href="http://smarturl.it/songsforPH" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: #ff7200; font-family: inherit; font-size: 18px; font-style: inherit; font-weight: inherit; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; outline-color: initial; outline-style: initial; outline-width: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none; vertical-align: baseline;">“Songs For The Philippines”</a><span class="Apple-style-span" style="color: #555555;"> </span>to the relief efforts of the<span class="Apple-style-span" style="color: #555555;"> </span><a href="http://www.redcross.org.ph/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: #ff7200; font-family: inherit; font-size: 18px; font-style: inherit; font-weight: inherit; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; outline-color: initial; outline-style: initial; outline-width: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none; vertical-align: baseline;">Philippine Red Cross</a>. “Songs For The Philippines” is<span class="Apple-style-span" style="color: #555555;"> </span><a href="http://smarturl.it/songsforPH" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: #ff7200; font-family: inherit; font-size: 18px; font-style: inherit; font-weight: inherit; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; outline-color: initial; outline-style: initial; outline-width: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none; vertical-align: baseline;">available now globally on iTunes.</a></div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEig4UlUJp-dx9lpS5kWRI_m3uxLmJy05dLKafcYSflGp8MPPlQhiDTsEfP9bW_S-FG7Khy2H6fuSgYG_ejmWtYlQCUrS1g7PFVjhBuY5HVDezS0NmH14HC1vl1vadEQo5sfqZnQybXv2pBx/s1600/SFP+step1.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEig4UlUJp-dx9lpS5kWRI_m3uxLmJy05dLKafcYSflGp8MPPlQhiDTsEfP9bW_S-FG7Khy2H6fuSgYG_ejmWtYlQCUrS1g7PFVjhBuY5HVDezS0NmH14HC1vl1vadEQo5sfqZnQybXv2pBx/s1600/SFP+step1.jpg" /></a></div>
<span class="Apple-style-span" style="font-family: Fenix, serif; font-size: 18px; line-height: 22px;">1. Go to</span><span class="Apple-style-span" style="color: #555555; font-family: Fenix, serif; font-size: 18px; line-height: 22px;"> </span><span class="Apple-style-span" style="color: #555555; font-family: Fenix, serif; font-size: 18px; line-height: 22px;"><a href="http://smarturl.it/songsforPH" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: #ff7200; font-family: inherit; font-size: 18px; font-style: inherit; font-weight: inherit; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; outline-color: initial; outline-style: initial; outline-width: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none; vertical-align: baseline;">Songs For The Philippines on iTunes</a></span><span class="Apple-style-span" style="color: #555555; font-family: Fenix, serif; font-size: 18px; line-height: 22px;"> </span><span class="Apple-style-span" style="font-family: Fenix, serif; font-size: 18px; line-height: 22px;">and select ‘Gift This Album’ from the drop down menu</span><span class="Apple-style-span" style="color: #555555; font-family: Fenix, serif; font-size: 18px; line-height: 22px;"><br />
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<span class="Apple-style-span" style="color: #555555; font-family: Fenix, serif; font-size: 18px; line-height: 22px;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEitCjwR7RwPPIzdZfsyHb3xc-B2X99C2Wt55oEaoehq4nu7_qcgc_eqlrPBjuGX-L5ZMaAU7Y3_sJqX15xKHEimMtSDocJJcyoqF7cDArvHfafmNllznArNJKzIzwjJx4xGQe2o0NC-IH9c/s1600/SFP+step2.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEitCjwR7RwPPIzdZfsyHb3xc-B2X99C2Wt55oEaoehq4nu7_qcgc_eqlrPBjuGX-L5ZMaAU7Y3_sJqX15xKHEimMtSDocJJcyoqF7cDArvHfafmNllznArNJKzIzwjJx4xGQe2o0NC-IH9c/s1600/SFP+step2.jpg" /></a></span></div>
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</span><span class="Apple-style-span" style="font-family: Fenix, serif; font-size: 18px; line-height: 22px;">2. Choose your friends and family you wish to gift to and tell them to<i>"keep the chain going #giftsongsforPH"</i> in the message box</span><span class="Apple-style-span" style="color: #555555; font-family: Fenix, serif; font-size: 18px; line-height: 22px;"><br />
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<span class="Apple-style-span" style="color: #555555; font-family: Fenix, serif; font-size: 18px; line-height: 22px;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgWU9hyRoj6Uw6yNduZsC1UBwQiWphr0dOsnGesZU1G0wLzN3arCRkwwdEGGbpDGF3jJuL-Mit1RsMbsOOKz24T-x4jppP_qlyMCwkC8Ke5JeYJHNSd4hEL-LLYJCkFnNFKp8eOhwxsJPb_/s1600/SPF+step3.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgWU9hyRoj6Uw6yNduZsC1UBwQiWphr0dOsnGesZU1G0wLzN3arCRkwwdEGGbpDGF3jJuL-Mit1RsMbsOOKz24T-x4jppP_qlyMCwkC8Ke5JeYJHNSd4hEL-LLYJCkFnNFKp8eOhwxsJPb_/s1600/SPF+step3.jpg" /></a></span></div>
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</span><span class="Apple-style-span" style="font-family: Fenix, serif; font-size: 18px; line-height: 22px;">3. Let the world know you’ve taken part by sharing</span><span class="Apple-style-span" style="color: #555555; font-family: Fenix, serif; font-size: 18px; line-height: 22px;"> <a data-related="SongsForPH" href="https://twitter.com/intent/tweet?button_hashtag=GiftSongsForPH&text=Keep%20the%20chain%20going%20http%3A%2F%2Fbit.ly%2FIeSzjX" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: #ff7200; font-family: inherit; font-size: 18px; font-style: inherit; font-weight: inherit; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; outline-color: initial; outline-style: initial; outline-width: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none; vertical-align: baseline;">'Keep the chain going bit.ly/IeSzjX #GiftSongsForPH'</a> </span><span class="Apple-style-span" style="font-family: Fenix, serif; font-size: 18px; line-height: 22px;">on Twitter or Facebook</span><br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgMJVGVeBcA-L3AwHoiPjLz66sP8IiBOl9dJFjzM390hz7SEajpDyd0CHlFTWveMpJEJx6D8eKQpJcDLoaUsGhA8KqZ2UkQGuxDdgNnrGDjgfTi9pl2GjCHduow964iKfXza9sJ167xDgTx/s1600/redcross.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgMJVGVeBcA-L3AwHoiPjLz66sP8IiBOl9dJFjzM390hz7SEajpDyd0CHlFTWveMpJEJx6D8eKQpJcDLoaUsGhA8KqZ2UkQGuxDdgNnrGDjgfTi9pl2GjCHduow964iKfXza9sJ167xDgTx/s1600/redcross.png" /></a><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEieJX8udLm7xzVHwMly9A7no4t_jV1_BskDSgoEprsv07YPAFr74-MWvdtoTt-URP8agtO2jRqZBTMslUFdkVGEHcFs_2-ao0NJQX6mW-IYvx78rNWHVdPq-2zre2tb4BEjuW3CFqcEY6Lf/s1600/universal+IMGumg.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEieJX8udLm7xzVHwMly9A7no4t_jV1_BskDSgoEprsv07YPAFr74-MWvdtoTt-URP8agtO2jRqZBTMslUFdkVGEHcFs_2-ao0NJQX6mW-IYvx78rNWHVdPq-2zre2tb4BEjuW3CFqcEY6Lf/s1600/universal+IMGumg.png" /></a> <a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg5L_vzYmxWcCCcB0G9MWebPSTYxo9dJ4FVvVTFkRWcl3w3a9qrGaWGGwdv-70f5bfPOBgINbsAYYxpV6u67rIDP2h1QDxUSb2yZYR34p7nMO14kYE5Sdkv8nvHGkOojVxKkOOllNAB9eL6/s1600/Sony+IMGsony.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg5L_vzYmxWcCCcB0G9MWebPSTYxo9dJ4FVvVTFkRWcl3w3a9qrGaWGGwdv-70f5bfPOBgINbsAYYxpV6u67rIDP2h1QDxUSb2yZYR34p7nMO14kYE5Sdkv8nvHGkOojVxKkOOllNAB9eL6/s1600/Sony+IMGsony.png" /></a> <a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgw3qiZjoKYi-06L21uepFTC-PGBLiuKKAZ_9KE5izu0nCdQVE1LC8SeFhObJ67sGR-YIzMRjjCvEINL8XRUs78coDylpChHvnko18U0FQ1CPk46AZzQstDXYyYlNVIL2b71reZQyyDl9tN/s1600/Warner+IMGwarner.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgw3qiZjoKYi-06L21uepFTC-PGBLiuKKAZ_9KE5izu0nCdQVE1LC8SeFhObJ67sGR-YIzMRjjCvEINL8XRUs78coDylpChHvnko18U0FQ1CPk46AZzQstDXYyYlNVIL2b71reZQyyDl9tN/s1600/Warner+IMGwarner.png" /></a></div>
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<span class="Apple-style-span" style="font-size: 28px; letter-spacing: -1px;"><a href="http://smarturl.it/songsforPH"><span class="Apple-style-span" style="color: orange;">Buy on iTunes</span></a></span></div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhBbhQvIFQaQ2nhzayCZr_P7bzpXpihsRAgnBnBB5aUieROiR-eqRc-TKg80KMgGTYBNeJ_PQrXMYL9II6LA2S_ukWg13K_qnP6rEhdETuFvo9OHZuLqHnWi_DvvPHItf5gO1Mn2F7Iv8PV/s1600/itunes-lrg.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhBbhQvIFQaQ2nhzayCZr_P7bzpXpihsRAgnBnBB5aUieROiR-eqRc-TKg80KMgGTYBNeJ_PQrXMYL9II6LA2S_ukWg13K_qnP6rEhdETuFvo9OHZuLqHnWi_DvvPHItf5gO1Mn2F7Iv8PV/s1600/itunes-lrg.png" /></a></div>
<span class="Apple-style-span" style="color: #555555; font-family: Fenix, serif; font-size: medium;"><span class="Apple-style-span" style="line-height: 22px;"><br /></span></span><span class="Apple-style-span" style="font-family: Fenix, serif; font-size: medium;"><span class="Apple-style-span" style="line-height: 22px;">To preview songs for downloads please click link below :</span></span><br />
<span class="Apple-style-span" style="font-family: Fenix, serif; font-size: medium;"><span class="Apple-style-span" style="color: orange; line-height: 22px;"><a href="https://itunes.apple.com/ph/album/songs-for-the-philippines/id764022051?ign-mpt=uo%3D4" style="background-color: #ffe599;">https://itunes.apple.com/ph/album/songs-for-the-philippines/id764022051?ign-mpt=uo%3D4</a></span></span><br />
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<span class="Apple-style-span" style="color: #474747; font-family: Fenix, serif; font-size: medium;"><span class="Apple-style-span" style="line-height: 22px;"><br /></span></span></div>
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Source : <a href="http://www.songsforphilippines.com/"><span class="Apple-style-span" style="color: orange;">http://www.songsforphilippines.com/</span></a><br />
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Anonymoushttp://www.blogger.com/profile/02561203630617238166noreply@blogger.com0tag:blogger.com,1999:blog-348109033421161557.post-21618095731573320932013-11-26T13:06:00.001+08:002013-11-26T13:37:51.291+08:00Seminar - Announcement : PRA-Retirement Program Marketers' Accreditation <span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><b>To All Real Estate Practitioners :</b></span><br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjcvk5cqSxIZK6fqyd-rrossKueuLOCFHBvOM4emxipn69u38eyChqn1-awfuMbRAjv63dsOV6PMHOn4mbQSNnmlN7EYKjKs_tUOwVQely82wKUnY_S00mweXOlB0nuA0k0K7vIT3BkL8m_/s1600/+pra+marketer.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjcvk5cqSxIZK6fqyd-rrossKueuLOCFHBvOM4emxipn69u38eyChqn1-awfuMbRAjv63dsOV6PMHOn4mbQSNnmlN7EYKjKs_tUOwVQely82wKUnY_S00mweXOlB0nuA0k0K7vIT3BkL8m_/s1600/+pra+marketer.jpg" /></a></div>
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<b><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;">There will be a special Philippine Retirement Authority (PRA) seminar for those interested to be accredited as Marketers of the PRA-Philippine Retirement Program. This is scheduled on December 5, 2013(Thursday) at the 29th floor, Citibank Tower, Valero Street, Salcedo Village, Makati. The seminar program is as follows : @ 1:30 P.M.-2:00 P.M. - Registration; @ 2:00 P.M.-4:00 P.M.-Seminar Proper; 4:00 P.M.-onwards-Q&A/Open Forum. You can bring your associates. The seminar is free. Materials are free. Snacks hopefully are free. Your certificate and Marketer's ID will be issued by the Philippine Retirement Authority a few days after submission of your accreditation requirements.</span></b><br />
<b><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><br /></span></b>
<b><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;">For those interested to attend the seminar, please text Mr. Mario Zavalla @ 0916-6444677 or email to supermarioz@yahoo.com.ph or lands.phl@gmail.com to reserve a seat. Limited seats only.</span></b><br />
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<tr><td class="tr-caption" style="text-align: center;"><span class="Apple-style-span" style="color: orange;"><a href="http://www.pra.gov.ph/">http://www.pra.gov.ph/</a></span></td></tr>
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Picture/Logo Source : PRAAnonymoushttp://www.blogger.com/profile/02561203630617238166noreply@blogger.com2tag:blogger.com,1999:blog-348109033421161557.post-64373175976747819342013-11-26T09:32:00.000+08:002013-11-26T10:59:41.662+08:00Information : Is There a Real Estate Bubble on the Horizon? <!--[if gte mso 9]><xml>
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<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><b><br /></b></span>
<b style="mso-bidi-font-weight: normal;"><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;">Is There a Real
Estate Bubble on the Horizon?</span></b><b style="mso-bidi-font-weight: normal;"><span style="font-family: Times; mso-bidi-font-family: Times; mso-bidi-font-size: 12.0pt;"><o:p></o:p></span></b></div>
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<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: x-small;"><br /></span></div>
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<i style="mso-bidi-font-style: normal;">Is the
Philippines currently experiencing a real estate bubble? Ateneo de Manila
University’s Professor Enrique Soriano III shares his insights.</i></div>
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<br /></div>
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According to the laws of physics, when an object that has a
higher density than air is propelled upwards, it returns back to earth because
the forces of gravity act upon it. This same principle applies to property
markets, especially the housing sector. When the prices of homes shoot up
(characterized by a period of “irrational exuberance” accompanied by a buying
frenzy from misinformed buyers), this further drives the valuations of real
property until they reach unsustainable levels, then they decline.<o:p></o:p></div>
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<br /></div>
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Many economists agree that this is one of the telltale signs
of a real estate bubble. However, what they don’t agree on is whether real
estate bubbles can be identified and prevented and if they have broader
economic repercussions are answered differently by schools of economic thought.
But one thing is for sure—unlike a real bubble, a real estate bubble can end
not with a pop but with a crash, similar with the one the United States
experienced in 2007, which triggered the global financial crisis.<o:p></o:p></div>
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<br /></div>
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Recognizing when a bubble may occur becomes easier if
economists and policy-makers can spot the red flags in the areas of lending,
spending, and employment.<o:p></o:p></div>
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<br /></div>
<div class="MsoNormal">
<b style="mso-bidi-font-weight: normal;">Lending<o:p></o:p></b></div>
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<br /></div>
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When the number of available home-loan program increases,
home ownership increases with it. Although this is not dangerous in itself, it
can be a subtle sign of a bubble forming, especially when buyers increase
housing obligations while their income remains the same. This is not
necessarily a bad thing. However, most borrowers fail to take into
consideration certain life occurrences—such as illness, layoffs, and pay cuts—that
will affect the good standing of their mortgages.<o:p></o:p></div>
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<br /></div>
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This is best exemplified by the subprime mortgage crisis in
the United States, which triggered the late 2000s financial crisis. Because of
low credit quality, mortgage delinquencies and foreclosures rose, which
resulted in the decline of securities backed by said mortgages and the collapse
of major financial institutions.<o:p></o:p></div>
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<br /></div>
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<b style="mso-bidi-font-weight: normal;">Spending<o:p></o:p></b></div>
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<br /></div>
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Market sentiment also is a telltale sign of a bubble
forming. When conditions are favorable for lenders (low unemployment, high
consumer spending, etc.), home-loan programs abound, and property buyers bask
in attractive financing plans to buy condos and upgrade homes. Buyers become
plentiful as home equity grows. This is usually described as a seller’s market.<o:p></o:p></div>
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<br /></div>
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However, a vibrant real estate market is bound to become
saturated with mortgage debt, which often leads to the decrease in lending and
the number of potential homebuyers. Equity naturally slips and profits from
home sales gradually decrease. This is usually regarded as a buyer’s market.</div>
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<o:p></o:p></div>
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<br /></div>
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A buyer’s market is not necessarily a bad thing. However,
when this continues and prices continue to fall, more homeowners find
themselves suddenly “underwater” (owing more on their mortgages than their
properties are worth). In worse cases, foreclosures loom.<o:p></o:p></div>
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<b style="mso-bidi-font-weight: normal;">Employment<o:p></o:p></b></div>
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A vibrant labor market also typically results in increases
in home sales. Banks, especially if they’re profiting from good-standing
mortgages, will start to offer more loan products. Employment-related population
increases often follow, down payments become more common in real estate purchases,
and property values rise. Keen on cashing in on this favorable market
condition, real estate developers go through a building binge, expecting that
demand will continue indefinitely.<o:p></o:p></div>
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<br /></div>
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When job fronts level off and unemployment rates increase, a
bubble could be in the horizon. Professionals begin moving to favorable markets
in search of better jobs, consumer spending decreases, and the market becomes
flooded with available properties. <span style="mso-bidi-font-style: italic;">This
drives property values down, marking the true making of a bubble.<o:p></o:p></span></div>
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<b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-style: italic;">The Philippine Scenario<o:p></o:p></span></b></div>
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<span style="mso-bidi-font-style: italic;">The Philippines’
newfound economic exuberance is boosting an optimistic sentiment not seen since
before the start of the 1997 Asian financial crisis. During the first quarter
of this year, for example, GDP grew 7.8 percent, faster even than China’s,
compared to the same period a year earlier.<o:p></o:p></span></div>
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<br /></div>
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<span style="mso-bidi-font-style: italic;">Growing affluence
and a newfound appetite for investment are fueling the concept of property
investment among Filipinos. There is now a huge demand not only for buy-to-rent
properties, but also for lifestyle or vacation homes that double as investment.<o:p></o:p></span></div>
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<br /></div>
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<span style="mso-bidi-font-style: italic;">Although at the
moment the Philippines is not experiencing a real estate boom similar to the
one before the 1997 crisis, the country’s residential market is at a longer and
sustained cycle, and that most </span>developments, especially medium- and
high-rise projects, are heavily concentrated in Metro Manila and neighboring
provinces.<span style="mso-bidi-font-style: italic;"><o:p></o:p></span></div>
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<span style="mso-bidi-font-style: italic; mso-bidi-font-weight: bold;">But what’s interesting is that amidst the oversupply in the high-end
segment, the Philippines quite ironically is currently experiencing a housing
backlog of a staggering 3.9 million units. In fact, statistics show that 22
percent of Filipino families cannot even afford their own home, and at the
current of production, the backlog is expected to hit 6.9 million by 2030.<o:p></o:p></span></div>
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<br /></div>
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The Philippines’ real estate sector is not exhibiting signs
of a bubble yet as economic fundamentals are strong. If anything, risks such as
exposure to debt, unchecked high prices, and a slide in our GDP exacerbated by
the global financial crisis will result in a market correction rather than a
real estate bubble bursting.<o:p></o:p></div>
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<b><span style="mso-bidi-font-style: italic;">What Can Be Done
to Sustain the Market’s Momentum?<o:p></o:p></span></b></div>
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<br /></div>
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<span style="mso-bidi-font-style: italic; mso-bidi-font-weight: bold;">In order for the industry to survive a sudden downturn, real estate developers
need to maintain parity in absolute price and payment terms versus competition.
They also need to develop a strong, sustainable brand architecture to be ahead
of local competition.<o:p></o:p></span></div>
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<br /></div>
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<span style="mso-bidi-font-style: italic; mso-bidi-font-weight: bold;">The following criteria are also recommended for new projects: (a) along
existing major transport routes; (b) areas with high population and economic
growths; (c) limit “initial” project size to 10–30 hectares for mixed-used
development; and (d) sound product design strategy.<o:p></o:p></span></div>
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<br /></div>
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A focus on the resilient mid-market and core housing
developments also makes sense, as it is here where there’s strong demand (and
need). In addition, more office portfolio developments on top of the growing
BPO market will also prove highly sustainable.<o:p></o:p></div>
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<br /></div>
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<span style="mso-bidi-font-style: italic; mso-bidi-font-weight: bold;">Dispersal is also key. Major cities outside Metro Manila and
neighboring provinces should be identified as potential areas for new projects.
This comprises a sustainable business model for real estate developers.<o:p></o:p></span></div>
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<br /></div>
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<span style="mso-bidi-font-style: italic; mso-bidi-font-weight: bold;">In addition, developers must develop a strong sales distribution
network, comprising of independent brokers, in-house salespersons, provincial
sales contribution, international sales teams, and online or digital sales
strategies. Operational efficiency will also contribute to overall
profitability.<o:p></o:p></span></div>
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<br /></div>
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Real estate investment trusts (REITs) must debut soon as its
effects will be significant and the strong showing of the country’s bourse will
be sustained. REITs will also encourage small players to follow global best
practices in real estate investing. If the economy turns sour and no REITS
debut, we will see moderate nominal falls (correction) in price points in 2015<span style="mso-bidi-font-style: italic; mso-bidi-font-weight: bold;">.<o:p></o:p></span></div>
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<span style="font-family: Times, 'Times New Roman', serif; mso-bidi-font-style: italic; mso-bidi-font-weight: bold;"><i>About the Author :</i></span></div>
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<i><span class="Apple-style-span" style="font-family: Times, 'Times New Roman', serif;">Professor Enrique Soriano III is the Program Director for Real Estate at the Ateneo Graduate School of Business. <span class="Apple-style-span" style="line-height: 18px;">He holds a B.A. in History from the University of the Philippines, an MBA from De La Salle University, Doctorate Units at the UP National College of Public Administration and pursued Executive Education at the National University of Singapore Business School.</span></span></i></div>
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<span style="mso-bidi-font-style: italic; mso-bidi-font-weight: bold;">Related Link : </span></div>
<div class="MsoNormal">
<a href="http://theprojectreview.blogspot.com/2013/11/people-prof-enrique-soriano-iii.html"><span class="Apple-style-span" style="color: orange;">http://theprojectreview.blogspot.com/2013/11/people-prof-enrique-soriano-iii.html</span></a><br />
<span class="Apple-style-span" style="color: orange;"><span style="mso-bidi-font-style: italic; mso-bidi-font-weight: bold;"></span>
</span>
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<span style="mso-bidi-font-style: italic; mso-bidi-font-weight: bold;">Picture Source :</span></div>
<div style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;">
<span style="mso-bidi-font-style: italic; mso-bidi-font-weight: bold;"><a href="http://www.en.wikipedia.org/"><span class="Apple-style-span" style="color: orange;">www.en.wikipedia.org</span></a></span></div>
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<span style="mso-bidi-font-style: italic; mso-bidi-font-weight: bold;"><br /></span></div>
<!--EndFragment-->Anonymoushttp://www.blogger.com/profile/02561203630617238166noreply@blogger.com2tag:blogger.com,1999:blog-348109033421161557.post-5271967394206582692013-11-23T06:07:00.000+08:002013-11-23T08:25:35.165+08:00People : Prof. Enrique Soriano III - Educator, Writer and Business Mentor<br />
<div style="text-align: center;">
Prof. ENRIQUE SORIANO III </div>
<div style="text-align: center;">
Chairman, Marketing Cluster</div>
<div style="text-align: center;">
Program Director for Real Estate</div>
<div style="text-align: center;">
Ateneo Graduate School of Business</div>
<div style="text-align: center;">
<br /></div>
<table cellpadding="0" cellspacing="0" class="tr-caption-container" style="float: left; margin-right: 1em; text-align: left;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjGuGjcG8S8zB-bOq5x-Kk2hK_m6LDxAdv57DQZDrjFIw1MnbUPPRTwM9YRDIordaa7m2zyXknL7seP64_sJIpj9jzCy7Evmw2G-yhco__RyjgXDbf-0yu4_C0eX4Y__vRRMNJZDqc1IzzT/s1600/Soriano.png" imageanchor="1" style="clear: left; margin-bottom: 1em; margin-left: auto; margin-right: auto;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjGuGjcG8S8zB-bOq5x-Kk2hK_m6LDxAdv57DQZDrjFIw1MnbUPPRTwM9YRDIordaa7m2zyXknL7seP64_sJIpj9jzCy7Evmw2G-yhco__RyjgXDbf-0yu4_C0eX4Y__vRRMNJZDqc1IzzT/s1600/Soriano.png" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Prof. Enrique Soriano III</td></tr>
</tbody></table>
Prof. Enrique Soriano III was recently conferred a National Agora Award for Excellence in Marketing Education. He is a Family Business Coach, Book Author, Professor of Global Marketing, Program Director for Real Estate and Chairman of the Marketing Cluster of the Ateneo Graduate School of Business. (AGSB). He is also the Immediate Past President of the Association of Marketing Educators (AME) and Director of PCCI-Quezon City.<br />
<br />
Prof. Soriano is currently a Senior Advisor of the Wong + Bernstein Advisory Group, a Strategic Consulting Group servicing ASEAN organizations related to Strategic Leadership, Growth in Asian Family Businesses, Organizational change and Competitive Strategies.<br />
His advocacy and academic work related to Strategic Management and Family Business Governance has made him a sought after Advisor and resource speaker in International Conferences in the US, Singapore, Malaysia, Indonesia, Vietnam and China.<br />
<br />
As an educator and business mentor, he has helped and re-engineered dozens of companies to growth and profitability. He writes weekly columns in newspapers and Business Magazines in the Philippines and in a leading Filipino-American Newspaper in the US. His columns are widely circulated in popular Online Magazines in Europe as well.<br />
<br />
This year alone, Prof Soriano has already delivered more than 150 talks in the Philippines and the ASEAN region espousing Strategic Innovation and Growth Strategies.<br />
<br />
He just recently launched his Family Business Book entitled Kite Runner and is about to release his second Asian Edition book related to Business Governance: Powerful Insights on Leadership and Succession. <br />
<br />
He holds a B.A. in History from the University of the Philippines, an MBA from De La Salle University, Doctorate Units at the UP National College of Public Administration and pursued Executive Education at the National University of Singapore Business School.<br />
<br />
His last executive engagement was as Group CEO of the Belo Medical Group. Prior to his Belo engagement, he was the Chairman of publicly listed Suntrust Developer, President of Travelers Hotel International, Country CEO of ERA Philippines and set up the Commercial and Lifestyle Malls of Megaworld Corporation. He was formerly the Country CEO of ERA Philippine and VP and Group Head for Business Development of Greenfield Development Corporation/United Laboratories Group.<br />
<br />
<br />
Related Link :<br />
<a href="http://www.gsb.ateneo.edu/faculty/220"><span class="Apple-style-span" style="color: orange;">http://www.gsb.ateneo.edu/faculty/220</span></a><br />
<br />
<br />
<br />Anonymoushttp://www.blogger.com/profile/02561203630617238166noreply@blogger.com0tag:blogger.com,1999:blog-348109033421161557.post-12650749007686287272013-11-23T05:25:00.000+08:002013-11-23T14:01:55.291+08:00Information : The Growing World Retiree Market - Conclusion (Part V)<div class="separator" style="clear: both; text-align: center;">
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEifM3u3xc_MGa1q6R6kvn0oYsgyi2KCOGphPEenZtncCGNp4KfjQDB7QKv56rIsclNOL1OuvmzMTByAzA_c6kxod9-IDAKrTiAFFDeZYXohMBER_SR3CJeWvu8U-bqKkabUS3UwHf7LgPvi/s1600/retirement-lane.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em; text-align: center;"><img border="0" height="90" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEifM3u3xc_MGa1q6R6kvn0oYsgyi2KCOGphPEenZtncCGNp4KfjQDB7QKv56rIsclNOL1OuvmzMTByAzA_c6kxod9-IDAKrTiAFFDeZYXohMBER_SR3CJeWvu8U-bqKkabUS3UwHf7LgPvi/s200/retirement-lane.jpg" width="200" /></a></div>
<br />
<div style="text-align: center;">
THE GROWING WORLD RETIREE MARKET- Conclusion </div>
<div style="text-align: center;">
Marketing Challenges & Opportunities</div>
<div style="text-align: center;">
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: x-small;">By Mario G. Zavalla </span><br />
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: x-small;"><br /></span></div>
International retirement migration will assume greater importance to the economies of the host countries for the duration of the 2000’s as more and more retirees migrate to other countries in search of a higher quality of life at the same cost than what they could otherwise obtain in their home countries. On the other hand, those with relatively high proportion of aging persons to total population like Japan, and to a lesser degree, the United States and other highly-developed nations will continue to feel the pressure brought about by a burgeoning elderly population.<br />
<br />
For countries like the Philippines which is seriously attempting to attract foreign retirees, it is imperative for the concerned sectors, especially real estate developers, to comprehend deeply the retirees’ physical needs and wants as well as their aspirations for a higher quality of life. They should not treat this segment simply as another market to sell condominium projects but rather retirement services where real estate is just a component albeit a large one.<br />
<br />
<br />
The Philippine Retirement Authority (PRA)<br />
<br />
<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><span class="Apple-style-span" style="margin-left: auto; margin-right: auto;"><a href="http://www.pra.gov.ph/main/retiree/active?page=1"><img border="0" height="67" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhsnuqRQk-rQ21qYwLZmnuxfbL0Lr_RT-OUmrTQ8mmm5dOPQgfwizDwZgsHZgW0HLOIZ5_d08RrTsDTEFAF9cQMJMk2aa4gfuEUA2lfwlzN2KnI724C3xHKR7k7ND6fY6ak8fUDfApTeqfU/s200/srrv.jpg" width="200" /></a></span></td></tr>
<tr><td class="tr-caption" style="text-align: center;"><span class="Apple-style-span" style="color: orange;"><a href="http://www.pra.gov.ph/main/retiree/active?page=1">PRA Special Resident Retiree Visa</a></span></td></tr>
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<span class="Apple-style-span" style="font-size: small;">The late President Ferdinand E. Marcos, realizing the tremendous economic benefits that a retirement industry can bring to the country, signed into law Executive Order No. 1037 on July 4, 1985 creating the Philippine Retirement Authority (PRA). It is mandated to attract foreign nationals and former Filipino citizens to invest, reside and retire in the Philippines. With a Special Resident Retiree’s Visa (SRRV) issued by the Bureau of Immigration, a retiree enrolled in the program is given multiple-entry privileges, exemption of household furnitures from customs duties and import taxes, permanent residency at his/her option and others. Complete details and information about the Philippine Retirement Program can be obtained by communicating directly with the author of this article or by visiting PRA’s website at http://www.pra.gov.com. </span></div>
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As of September 2013, the PRA has enrolled more than 31,000 participants into its program consisting of many nationalities. The top 3 countries of origin are Mainland China, then Korea followed by Japan. For the consumption of real estate developers and other investors who want to venture into the development and marketing of retirement services, we are showing a rough study of a one-hectare prototype retirement project in a resort setting located in or near Tagaytay City targeting active seniors coming from either Mainland China, Korea and/or Japan belonging to the 55 to 65-year old bracket.<br />
<br />
<br />
Assumptions :<br />
<br />
Retirement Services & Facilities :<br />
• Shared living accommodations for 2 couples per bungalow with a floor area of 170 square meters, excluding a 2-car garage<br />
• Free breakfast<br />
• Emergency clinic with nurse on duty from 6:00 A.M. to 6:00 P.M. and van<br />
• Free use of gym<br />
• Massage<br />
• Spa<br />
• Salon<br />
• Dining/Coffee Shop<br />
• Utilities for the account of the Resident Retirees<br />
• Free housecleaning once a day<br />
• Laundry area<br />
• Free Wi-Fi<br />
• Free minor repairs of appliances<br />
• Free grounds & building maintenance<br />
• Cable TV<br />
• Tour of Metro Manila & other places of interest (Optional)<br />
• Transportation to medical appointments<br />
<br />
Assumptions:<br />
<br />
1. Each bedroom will be leased for a period of 20 years for US $250,000 (P10,750,000) payable as follows: Down payment of US $50,000 per couple, the balance in 240 months at 6% p.a., or US $1,432 (P61,576) per month<br />
<br />
2. Each couple will pay monthly dues of US $400 (P17,200)<br />
<br />
3. Development Features:<br />
• 40% open space<br />
• A 600-square meter clubhouse containing the following: clinic, gym, spa, massage room,<br />
salon, social hall, dining/coffee shop, 5 guest rooms, laundry area with washing machines, veranda, living quarters for stay-in and emergency staff<br />
• Landscaped surroundings<br />
• Concrete roadways, curbs & gutters<br />
• Back-up genset for the clubhouse<br />
<br />
4. Standard Housing Features:<br />
• 300-square meter lot<br />
• 2-BR bungalow with a floor area of 170 sq.m., excluding a 1-car semi-covered garage<br />
• Spacious bedrooms which can comfortably accommodate 2 couples. Each bedroom will be furnished with a king-size bed, mattress, pillows & night table, toilet & bath with shower enclosure & water heater, TV set, air conditioner, refrigerator & cabinet<br />
• Common study/reading area, sala, dining & kitchen<br />
• Garden<br />
<br />
5. No pre-selling<br />
<br />
Estimated Investment Requirement:<br />
<br />
Cost of land – 10,000 sq.m. x P1,200…………………..P12,000,000<br />
Land development……10,000 sq.m. x P1,500…………P15,000,000<br />
Cost of housing units, incl. furnishings & appliances<br />
170 sq.m. x P28,000 x 20 units……………….........P95,200,000<br />
Cost of Clubhouse<br />
600 sq.m. x P30,000…………....…........................P18,000,000<br />
Van……………………………………………….....….......P 1,750,000<br />
Architectural & engineering fees, deposits,<br />
licenses and fees equivalent to 10% of land<br />
development & cost of construction of<br />
housing units & clubhouse……………………………....P12,820,000………P154,770,000<br />
<span class="Apple-tab-span" style="white-space: pre;"> </span><br />
<br />
Projected Yearly Cash Flows At 100% Occupancy<br />
<br />
INFLOWS :<br />
<br />
Downpayments :<br />
US $50,000 x P43 x 40 bedrooms…………………P86,000,000<br />
<br />
Installment Payments :<br />
US $1,432 x P43 x 40 bedrooms x 12 months…….P29,556,480<br />
<br />
Dues :<br />
US $400 x P43 x 40 bedrooms x 12 months ………P 8,256,000……………….P123,812,480<br />
<br />
<br />
OUTFLOWS :<br />
<br />
Salaries and Wages :<br />
15 workers x P10,000 x 14 months………………......P 2,100,000<br />
Food supplies, toiletries & cleaning supplies…….....P 4,400,000<br />
Utilities in common areas, incl. clubhouse……….....P 410,000<br />
Real estate tax (2% of cost of land, land<br />
development & buildings………………………..........P 2,804,000…… P 9,714,000<br />
<br />
Miscellaneous (10% of P9,714,000)………..…….....P 971,400<br />
Total Outflows……………………………...……........P 10,685,400<br />
<br />
NET INFLOWS………………………..……....……...P 114,098,480<br />
<br />
<br />
To conclude our report, we are narrating the different lifestyle experiences reported in local periodicals by two retirees residing in the Philippines.<br />
<br />
In the case of a 70+-year old retired elementary school teacher from Japan, she said, “This is paradise. Who wants to go back to Japan? Everything (in Japan) is so expensive. If you don’t have a fortune, your final days are just miserable.” Instead of squeezing by financially in Japan, she stays in a 3-bedroom townhouse located in Manila along with 10 other Japanese families, studies English, practices Flamenco dancing and goes diving. She added, …..about Y250,000 in monthly pension payments isn’t enough for a dignified life in Japan, but here, I can even afford two maids and a driver….”.<br />
<br />
<br />
PHILIPPINE RETIREMENT NEWS<br />
<br />
<div style="text-align: justify;">
<div style="text-align: left;">
I will tell why I particularly enjoy living at Citylights Gardens Condos. First, a physical description of the place. Citylights is high in the hills of Lahug, Cebu, overlooking the city on one side, and very high-end housing with three ranges of mountains behind, on the other. You can see the blue-green domes atop the towers from many places in the city. Two of the towers were built in 2000, and the two larger towers are being finished now. If you know where the Marco Polo Plaza Hotel is, you have only to go up the road a bit to find the entrance to Citylights. Because they occupy a large level spur on top of a hilly ridge, with a drop-off on three sides, every condo has wonderful views. The large size of the parcel allows for many garden areas, a social hall, gym, playground, tennis courts, golf putting area, basketball court and a large pool. Each of the first towers have 15 floors, with six condos per floor. The new towers have 18 floors, still only six to each floor. This plan maximizes views and minimizes hallways. When towers three and four are complete, there will not be any further construction. All the buildings are painted in pastel shades of peach and white. In looking for a new home, I had seven main objectives, based on my earlier experiences in this country: location, security, privacy, quiet, climate, affordability and access to a large swimming pool.<br />
<br />
Living at Citylights, I have been able to meet most of my objectives. The location is ideal; far enough from the congestion of the city, yet only a few minutes to several malls, where modern Filipino life is centered. It is just 20 minutes away from most parts of the city, double that to the wonderfully uncongested Cebu/Mactan airport. I can lock my door and be at the airport, with peace of mind, in about forty minutes. Citylights is on the national road to Toledo, which goes further up, should you want to buy some orchids or explore the mountains. Security is excellent, with a gated guard post, roving guards and a concierge at the entry to each tower. These guys are almost always awake to guard us. The underground parking is lit and safe. Driving up the hill, I turn in the drive, go by the guard post, giving a wave to the guard, who recognizes my car. I can then either go by the porte-cochere to pick up or drop off, or park underground, taking one of two elevators to my floor; walking a short distance to my door. I feel quite well taken care of here. Giving those tee shirts to the staff at Christmas was a good idea, but answering their smiles with a smile is a better one! When a delivery or service person arrives, the concierge calls. No one can enter the compound without my permission. When I leave my air mattress at the pool, they remind me. Our own maintenance staff is on call. Privacy is relatively assured by the height and location. No one looks into my main view windows.<br />
<br />
It is a romantic idea to want to live by the sea, but experience has taught me that the seashore in this land can be one of the hottest places. The climate up here is a lot cooler than other parts of Cebu. Downtown is about three degrees hotter, Mactan is about four. This is because we almost always have a breeze blowing by our balconies and airing nicely through the gardens. And, the only mosquitoes above fourth floor are the ones which came in the elevator! Ants, well, that is another topic. I don’t know how high they can go! Those of us who have lived here awhile know that finding quiet places in this land can be very challenging. Even in remote locations, there may be roosters and dogs going off at all hours. Many Filipinos seem to be able to afford monster speakers for home or truck and love to share boom-boom music. While it is not completely quiet at Citylights, most of this is too far away. Citylights rises above most of the noise and other pollution of the city. And, when the windows are closed and the air con is on, a heavenly peace is ours. Except during the annual barangay fiesta, of course! They rent some humongous speakers! Condos here are between seven and ten million pesos, which is in the luxury range for Cebu. You could get a small house for less, but not with the advantages of quality construction, location, security, and service that we enjoy here. Of course you know that we SRRV members can buy a condo outright. As a matter of fact, we can buy as many condos as we want, all without marrying into the country and acquiring two hundred new relatives! Monthly dues are in the range of $150.-200., about one fourth what they would be for a condo in Hawaii, where the staff would probably also be Filipino.<br />
<br />
Did I mention the swimming pool? I had to do a little experimenting to find a 25 meter straight place where I could do laps, because it a “free form” pool, meant more to look good than do laps in. But I found the perfect push-off places, and the pool is handsome. The bottom is light blue tile, the temperature is always just right. The water flows over the sides, and the staff tries to keep the leaves out of the sparkling water. My favorite routine is to sprawl on my air mattress to recharge my solar batteries, ten minutes on a side, watching the finishing touches being applied on the new towers, before doing my laps. After that experience, and a Cerveza Negra beer, I feel that I know the true meaning of retirement!</div>
</div>
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="http://www.pra.gov.ph/"><img alt="PRA " border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgafk0TDiuF8J64YgOQLCE-o8Y-m85pFVWJSJIeuCjAqXwEQLUEVjVd2tf0T7O34MLv1QPlnhDar6cVI4_Sw7SKt-tYrhAqhipuCoZHdPAkgMiUFzoEBNiKeYDDmlmLU4CiMYP_UnPYoiLu/s1600/pra+logo2.jpg" /></a></div>
<div style="text-align: center;">
<br /></div>
Picture Source: <span class="Apple-style-span" style="color: orange;"> <a href="http://www.pra.gov.ph/"><span class="Apple-style-span" style="color: orange;">Philippine Retirement Authority</span></a></span><br />
<span class="Apple-style-span" style="color: orange;"> <a href="http://www.pra.gov.ph/"><span class="Apple-style-span" style="color: orange;">http://www.pra.gov.ph/</span></a></span><br />
<br />
Related Link :<br />
<a href="http://myphilippinelife.com/philippines-retirement-visa-srrv/"><span class="Apple-style-span" style="color: orange;">http://myphilippinelife.com/philippines-retirement-visa-srrv/</span></a><br />
<br />
Growing World Retiree Series :<br />
<a href="http://theprojectreview.blogspot.com/2013/11/information-growing-world-retiree_17.html"><span class="Apple-style-span" style="color: orange;">http://theprojectreview.blogspot.com/2013/11/information-growing-world-retiree_17.html (Part IV)</span></a><br />
<a href="http://theprojectreview.blogspot.com/2013/11/information-growing-world-retiree-market.html"><span class="Apple-style-span" style="color: orange;">http://theprojectreview.blogspot.com/2013/11/information-growing-world-retiree-market.html (Part III)</span></a><br />
<a href="http://theprojectreview.blogspot.com/2013/11/information-growing-world-retiree.html"><span class="Apple-style-span" style="color: orange;">http://theprojectreview.blogspot.com/2013/11/information-growing-world-retiree.html (Part II)</span></a><br />
<a href="http://theprojectreview.blogspot.com/2013/10/information-growing-world-retiree.html"><span class="Apple-style-span" style="color: orange;">http://theprojectreview.blogspot.com/2013/10/information-growing-world-retiree.html (Part I)</span></a><br />
<span class="Apple-style-span" style="color: orange;"> </span><br />
<span class="Apple-style-span" style="color: orange;"><br /></span>Anonymoushttp://www.blogger.com/profile/02561203630617238166noreply@blogger.com0tag:blogger.com,1999:blog-348109033421161557.post-2386562204142407092013-11-17T05:46:00.001+08:002013-11-17T11:36:32.366+08:00Information : The Growing World Retiree Market (Part IV)<div style="text-align: center;">
<span class="Apple-style-span" style="line-height: 18px;"><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"></span></span></div>
<div align="center" class="MsoNormal" style="line-height: normal; margin-bottom: 0cm; text-align: center;">
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;">THE GROWING WORLD RETIREE MARKET:<o:p></o:p></span></div>
<div align="center" class="MsoNormal" style="line-height: normal; margin-bottom: 0cm; text-align: center;">
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;">Marketing Challenges & Opportunities<span> </span>(Part IV)<o:p></o:p></span></div>
<div align="center" class="MsoNormal" style="line-height: normal; margin-bottom: 0cm; text-align: center;">
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><span class="Apple-style-span" style="font-size: x-small;">By Mario G. Zavalla</span></span></div>
<br />
<div style="text-align: center;">
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><span class="Apple-style-span" style="line-height: 12px;"><br /></span></span></div>
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><span class="Apple-style-span" style="line-height: 12px;"><br /></span></span>
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><span class="Apple-style-span" style="line-height: 12px;">Challenges and Opportunities Presented by the Growing Number of World Retirees</span></span><br />
<div style="font: 12.0px Times New Roman; line-height: 12.0px; margin: 0.0px 0.0px 0.0px 0.0px; min-height: 15.0px; text-align: justify;">
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: small;"><br /></span></div>
<div style="font: 12.0px Times New Roman; line-height: 12.0px; margin: 0.0px 0.0px 0.0px 0.0px; text-align: justify;">
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: small; line-height: normal;">The knowledge that the number of the world’s elderly population is rising
and will continue to rise in the distant future at a faster rate than what has
happened in the last century should not be a reason for retirement project
proponents to rejoice and be complacent.<span style="mso-spacerun: yes;">
</span>First and foremost, they must not make the mistake of viewing this
market as homogeneous in<span style="mso-spacerun: yes;">
</span>character.<span style="mso-spacerun: yes;"> </span>They must fully
recognize the marketing implications not only of the differences in language
but <span style="mso-spacerun: yes;"> </span>also take into consideration
the differences in age, health, gender, education, work and family history,
income, motivation and other relevant socio-economic factors that <span style="mso-spacerun: yes;"> </span>must be integrated into their marketing
and development plans as well.</span></div>
<div style="font: 12.0px Times New Roman; line-height: 12.0px; margin: 0.0px 0.0px 0.0px 0.0px; text-align: justify;">
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: small;"><br /></span>
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: small;"><br /></span>
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: small;">It’s a Retirees’ World</span><br />
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: small;"><br /></span></div>
<div style="font: 12.0px Times New Roman; line-height: 12.0px; margin: 0.0px 0.0px 0.0px 0.0px; text-align: justify;">
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<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><span style="font-size: small;">According to current
projections, the global population will hit 8 billion by the year 2030 and will
likely reach 9 billion by 2050. In the same token, it is also estimated that by
2030, one-fourth of the world’s population will be comprised of the
silver-haired group. For sure, this will engender a big backlash affecting almost
all facets of human life as it causes<span style="mso-spacerun: yes;">
</span>severe strain in governments’ financial resources and <span style="mso-spacerun: yes;"> </span>results in<span style="mso-spacerun: yes;"> </span>structural changes in the patterns of taxation, investment,
savings, consumption, health care, pension systems, labor movements, migration,
and land use, especially housing. <span style="mso-spacerun: yes;"> </span>From the points of view of <span style="mso-spacerun: yes;"> </span>promoters of <span style="mso-spacerun: yes;"> </span>retirement-related
projects, however, such as retirement communities, hospitals, medicines, food,
and of professionals like doctors, nurses, physical therapists, lawyers, real
estate and travel agents and so on,<span style="mso-spacerun: yes;">
</span><span style="mso-spacerun: yes;"> </span>this situation will be a
good opportunity for them to expand their businesses or start new ones.<o:p></o:p></span></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: 0.0001pt; text-align: justify;">
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><span class="Apple-style-span" style="font-size: small;"><br /></span></span></div>
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: small;">
<!--EndFragment--></span></div>
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<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: small;"><br /></span>
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: small;">Patterns in International Retirement Migration</span></div>
<div style="font: 12.0px Times New Roman; line-height: 12.0px; margin: 0.0px 0.0px 0.0px 0.0px; min-height: 15.0px; text-align: justify;">
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<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: small;">More and more retirees are uprooting themselves from their home
countries to relocate to other countries for<span style="mso-spacerun: yes;"> </span>various reasons. This was echoed by the Retirement and
Healthcare Coalition composed on the members of the European Chamber of
Commerce of the Philippines. To emphasize this point, its Executive Director, Marc
Daubenbuechel, advised Philippine developers to look beyond building mere
“sleeping quarters” as other countries in the region have already went ahead
with their own infrastructure build-up to get a bigger share of this ballooning
silver market. He added, and I quote….”The country must be able to cater to
their needs for retirement communities that fit their lifestyle”.<o:p></o:p></span></div>
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: small;">
</span><br />
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;">
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: small;"><br /></span></div>
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: small;">
</span>
<br />
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<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: small;">To provide a more insightful information about what retirees are
looking for in a retirement area, I am summarizing a number of<span style="mso-spacerun: yes;"> </span>observations taken from a research
paper based on a survey conducted by Omar Lizarraga Morales from the
Universidad Autonoma de Sinaloa, Culiacan, Mexico, to draw a profile of the
American retirees who migrated to Los Cabos, Baja California Sur located in the
Northwestern part of Mexico.</span><br />
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: small;"><br /></span></div>
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: small;">
<!--EndFragment--></span></div>
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</span><br />
<div class="MsoNormal" style="line-height: normal; margin-bottom: 0.0001pt; text-align: justify;">
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><span style="font-size: small;">1.<span style="mso-spacerun: yes;"> </span>As of 2006, the
United States Department of State estimated that a total of 1,036,300 of its
citizens are living in Mexico, including those with tourist visas.</span></span><br />
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><span style="font-size: small;"><br /></span></span></div>
<span class="Apple-style-span" style="font-size: small;"><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;">
</span></span>
<br />
<div class="MsoNormal" style="line-height: normal; margin-bottom: 0.0001pt; text-align: left;">
<span class="Apple-style-span" style="font-size: small;"><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;">2. <span style="mso-spacerun: yes;"> </span>The real estate boom in
the area at that time was attributed to the influx of American retirees.<o:p></o:p></span></span></div>
<span class="Apple-style-span" style="font-size: small;"><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;">
</span><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; line-height: normal;"><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; line-height: normal;"><br /></span>
3.<span style="mso-spacerun: yes;"> </span>Of the 13,905
registered American residents living in the same area, 7,704 are men and 5,283
women of whom 7,486 are renters who live on income from abroad with most spending
their time in pursuit of rest and relaxation.</span><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"></span></span><br />
<div class="MsoNormal" style="line-height: normal; margin-bottom: 0.0001pt; text-align: left;">
<span class="Apple-style-span" style="font-size: small;"><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><br /></span></span></div>
<span class="Apple-style-span" style="font-size: small;"><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;">
</span><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; line-height: normal;">4.<span style="mso-spacerun: yes;"> </span>88% of those surveyed
visited Los Cabos as tourists before settling. The respondents came from border
states (California, Texas and Arizona) while some came from Washington,
Colorado and Oregon.</span><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"></span></span><br />
<div class="MsoNormal" style="line-height: normal; margin-bottom: 0.0001pt; text-align: left;">
<span class="Apple-style-span" style="font-size: small;"><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><br /></span></span></div>
<span class="Apple-style-span" style="font-size: small;"><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;">
</span><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; line-height: normal;">5.<span style="mso-spacerun: yes;"> </span>45% of the population
surveyed are between 45 to 63 years old who belong to the segment of the U.S.
population called the <span style="mso-spacerun: yes;"> </span>“baby boomers”….those
born after World War II from 1946 to 1964. This group, it was also noted, do
not yet enjoy Social Security benefits. Those who are 64 years old and older
who are eligible to receive Social Security benefits constitute 34% whereas
those under 44 years old make up 21%. Majority of the respondents have
medium-high to high income, are business owners, salesmen, managers, real
estate agents and some are teachers, doctors, military personnel, et al.</span><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"></span></span><br />
<div class="MsoNormal" style="line-height: normal; margin-bottom: 0.0001pt; text-align: left;">
<span class="Apple-style-span" style="font-size: small;"><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><br /></span></span></div>
<span class="Apple-style-span" style="font-size: small;"><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;">
</span><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; line-height: normal;">6.<span style="mso-spacerun: yes;"> </span>25% receive a
monthly income between USD2,400 to USD5,000, 20% receive more than USD6,000
monthly, 5% receive USD5,100 to USD6,000 monthly while 22% receive between
USD1,000 to USD2,300 monthly.</span><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"></span></span><br />
<div class="MsoNormal" style="line-height: normal; margin-bottom: 0.0001pt; text-align: left;">
<span class="Apple-style-span" style="font-size: small;"><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><br /></span></span></div>
<span class="Apple-style-span" style="font-size: small;"><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;">
</span><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; line-height: normal;">7.<span style="mso-spacerun: yes;"> </span>64% of those
surveyed are married, 18% are divorced, 12% are single and 4% widowed.</span><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"></span></span><br />
<div class="MsoNormal" style="line-height: normal; margin-bottom: 0.0001pt; text-align: left;">
<span class="Apple-style-span" style="font-size: small;"><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><br /></span></span></div>
<span class="Apple-style-span" style="font-size: small;"><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;">
</span><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; line-height: normal;">8.<span style="mso-spacerun: yes;"> </span>53% of the
surveyed population have a university degree, 11%, a Master’s degree and 5%, a
doctoral degree.</span><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"></span></span><br />
<div class="MsoNormal" style="line-height: normal; margin-bottom: 0.0001pt; text-align: left;">
<span class="Apple-style-span" style="font-size: small;"><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><br /></span></span></div>
<span class="Apple-style-span" style="font-size: small;"><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;">
</span><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; line-height: normal;">9.<span style="mso-spacerun: yes;"> </span>The majority of
those in the medium-high to high social class live in gated communities near
the beach.</span><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"></span></span><br />
<div class="MsoNormal" style="line-height: normal; margin-bottom: 0.0001pt; text-align: left;">
<span class="Apple-style-span" style="font-size: small;"><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><br /></span></span></div>
<span class="Apple-style-span" style="font-size: small;"><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;">
</span><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; line-height: normal;">10.<span style="mso-spacerun: yes;"> </span>The predominant
reason for choosing to retire in the area was climate, lifestyle, the people,
economy, beaches, etc.</span><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><div class="MsoNormal" style="line-height: normal; margin-bottom: 0.0001pt; text-align: left;">
<br /></div>
</span><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; line-height: normal;">11.<span style="mso-spacerun: yes;"> </span>The American
residents in Los Cabos spend USD2,000 monthly on the average for taxes,
recreation, medical services, consumption, domestic helpers and so on. In this
regard, the paper categorized the American residents as individuals who seek a
lifestyle regardless of cost and those<span style="mso-spacerun: yes;">
</span>who want to spend less for a higher quality of life than what they can
get in their home country.</span><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"></span><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; line-height: normal;"><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span></span><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><div class="MsoNormal" style="line-height: normal; margin-bottom: 0.0001pt; text-align: left;">
<br />
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: 0.0001pt; text-align: justify;">
International migration for the purpose of retirement has become an
increasingly important feature of demographic and social change in world
economies since the last decade of the 1900’s. Aside from Mexico, this movement
has benefited other Central and South American<span style="mso-spacerun: yes;"> </span>countries like Brazil, Argentina, Colombia and a few others
which are fortunate enough to be located or possesses certain<span style="mso-spacerun: yes;"> </span>qualities that American retirees are
looking for in a retirement place. Other retirement destinations like Portugal,
Italy, Greece, Turkey, Hungary and Spain are preferred mostly by retirees from
Denmark, Iceland, Finland, Norway and Sweden while Oceania, Australia and New
Zealand are popular among retirees <span style="mso-spacerun: yes;"> </span>from Denmark, Estonia, Finland, Iceland, Latvia, Lithuania,
Norway, Sweden, United Kingdom, China, Hongkong, Macau, North and South Korea,
Mongolia and Taiwan. <o:p></o:p></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: 0.0001pt; text-align: justify;">
<br /></div>
<!--EndFragment--></span></span></div>
<div style="font: 14.0px Times; line-height: 12.0px; margin: 0.0px 0.0px 0.0px 0.0px; text-align: justify;">
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: small;"><br /></span>
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: small;">Other Popular Retirement Destinations<b>:</b></span></div>
<div style="font: normal normal normal 14px/normal Times; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; min-height: 18px; text-align: justify;">
<div class="separator" style="clear: both; line-height: 12px; text-align: center;">
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: small;"><br /></span></div>
<div class="separator" style="clear: both; line-height: 12px; text-align: center;">
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: small;"><br /></span></div>
<div class="separator" style="clear: both; line-height: 12px; text-align: left;">
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: small;">United Kingdom</span></div>
</div>
<div style="font: 12.0px Times; line-height: 12.0px; margin: 0.0px 0.0px 0.0px 0.0px; text-align: justify;">
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: small;"><br />
</span><br />
<div style="text-align: center;">
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: small;"><span class="Apple-style-span"><table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-bottom: 0.5em; margin-left: auto; margin-right: auto; padding-bottom: 6px; padding-left: 6px; padding-right: 6px; padding-top: 6px; text-align: center;"><tbody>
<tr><td style="text-align: center;"><div style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgFFDq_HsSQzAdsP_PFnwcGipcqdRh-8ai8g5NefMstcDVW8mKOq2r86ZfkOdIEawpHFkMW0nsDycjCjmXQkI4imBOIfTSP5bMuNmEoujM7MVR5nq2DAR98JWAtzYAXuawCsCjXgUfWxiss/s1600/UK.png" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgFFDq_HsSQzAdsP_PFnwcGipcqdRh-8ai8g5NefMstcDVW8mKOq2r86ZfkOdIEawpHFkMW0nsDycjCjmXQkI4imBOIfTSP5bMuNmEoujM7MVR5nq2DAR98JWAtzYAXuawCsCjXgUfWxiss/s1600/UK.png" style="cursor: move;" /></a></div>
</td></tr>
</tbody></table>
</span>
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</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;">
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: small;">Data taken from the Office
of National Statistics show that 8 out of the top 10 retirement destinations in
the United Kingdom are by the seaside. However, there are signs based on a
survey that the typical lifestyle by the sea may be changing in favor of other
priorities. For example, proximity to the sea has been relegated to number 7
among 10 criteria in the choice of a retirement destination . The selected priorities
are presented below.</span></div>
<!--EndFragment--></div>
<div style="font: normal normal normal 18px/normal 'Times New Roman'; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; min-height: 21px; text-align: justify;">
<ul>
<li><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: small; line-height: 10px;">Proximity to family – 49%</span></li>
<li><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: small; line-height: 10px;">A good public transport network – 43%</span></li>
<li><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: small; line-height: 10px;">Fresh air – 35%</span></li>
<li><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: small; line-height: 10px;">Amenities (bars, restaurants) – 30%</span></li>
<li><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: small; line-height: 10px;">Culture and entertainment (museums, art galleries, cinema, theatre) – 27%</span></li>
<li><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: small; line-height: 10px;">Proximity to the countryside – 25%</span></li>
<li><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: small; line-height: 10px;">Proximity to the sea – 19%</span></li>
<li><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: small; line-height: 10px;">A large community of other retirees – 7%</span></li>
<li><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: small; line-height: 10px;">Other – 4%</span></li>
<li><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: small; line-height: 10px;">None of the above – 11%</span></li>
</ul>
</div>
<div style="font: 12.0px Times; line-height: 12.0px; margin: 0.0px 0.0px 0.0px 0.0px; text-align: justify;">
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: small;"><br /></span>
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: small;">
Chiang Mai, Thailand :</span></div>
<div style="font: 12.0px Times; line-height: 12.0px; margin: 0.0px 0.0px 0.0px 0.0px; text-align: justify;">
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: small;"><br />
</span><br />
<div class="separator" style="clear: both; text-align: center;">
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: small; margin-left: 1em; margin-right: 1em;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg5-j-BIPaWX1Dx5Jwp5M3FcWsPN9Pp2RTf09rkH5SS5lkufqW0RQRe7uusAidK_KlKxRBJ5eL3GU0eFHzL2bWm7FXdAqbryBB1HMkgtSeDmcZ24LTiGek1oVFhvQs5KJwMQjXjhTyZZtGe/s1600/thailand.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg5-j-BIPaWX1Dx5Jwp5M3FcWsPN9Pp2RTf09rkH5SS5lkufqW0RQRe7uusAidK_KlKxRBJ5eL3GU0eFHzL2bWm7FXdAqbryBB1HMkgtSeDmcZ24LTiGek1oVFhvQs5KJwMQjXjhTyZZtGe/s1600/thailand.png" /></a></span><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: small;"> </span></div>
</div>
<div style="font: normal normal normal 12px/normal Times; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; min-height: 14px; text-align: justify;">
<div style="text-align: left;">
<br />
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: small;"></span>
<br />
<div class="MsoNormal" style="margin-bottom: 0cm; text-align: justify;">
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: small;">Fred Hultz, a retiree, summed up the reasons why he chose to retire in Chiang Mai,</span></div>
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: small;">
</span><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: small;">Thailand:</span></div>
<div style="text-align: left;">
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: small;"><br /></span>
<br />
<div class="MsoNormal" style="margin-bottom: 0cm; text-align: justify;">
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: small;"> 1. The climate is favorable;</span><br />
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: small;"> 2. Your money will stretch further than you’ll believe;</span><br />
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: small;"> 3. The healthcare is excellent;</span><br />
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: small;"> 4. The housing is plentiful;</span><br />
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: small;"> 5. Lots of locals speak English;</span><br />
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: small;"> 6. There are over a dozen universities in town;</span><br />
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: small;"> 7. The food is unbelievably tasty.</span><br />
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: small;"><br /></span>
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: small;"><br /></span></div>
<div class="MsoNormal" style="margin-bottom: 0cm; text-align: justify;">
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: small;">
<o:p>Phuket, Thailand :</o:p></span><br />
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: small;"><o:p><br /></o:p></span></div>
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: small;">
</span>
<br />
<div class="MsoNormal" style="line-height: normal; margin-bottom: 0cm; text-align: justify;">
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: small;"><o:p>This retirement community is ranked number 22 among the top 30 retirement destinations in the world in November 2013 by bestretirementdestinations.com. It is located on the northeast corner of the recently completed Laguna Village Phase I, The Lofts at Laguna Village are situated in three buildings surrounding a lake with lush landscaping and manicured grounds. Designed to accommodate an active lifestyle, these modern Loft-style apartments are stylish residential properties featuring sleek, trend-setting designs. </o:p></span></div>
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<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: small;"><b>The Lofts at Laguna Village</b></span></div>
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<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: small;"><span class="Apple-style-span" style="line-height: 25px;">Price per unit ranges from USD 500,000 to USD 1,000,000 for units with floor areas</span> <span class="Apple-style-span" style="line-height: 25px;">ranging from 232 sq.m. to 557 sq.m.</span></span><br />
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. . . .to be continued.</span><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: small;"></span><br />
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<br />Source:</span><br />
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<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: small;">www.theretirementcentre.com</span><br />
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: small;"><br />
www.bestretirementdestinations.com</span></div>
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<i><span class="Apple-style-span" style="font-family: Times, 'Times New Roman', serif; font-size: small;">About the Writer :</span></i></div>
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<span class="Apple-style-span" style="font-family: Times, 'Times New Roman', serif; font-size: small;"><br /><i>Mario G. Zavalla is a seasoned professional who has accumulated 30 years experience in middle and top management positions in private and government corporations engaged in housing finance, commercial and investment banking, retirement promotions, manufacturing, management services and real estate development and marketing. After graduating from the Ateneo de Manila University, he took up MBA subjects at the Ateneo Graduate School of Business. </i></span></div>
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<span class="Apple-style-span" style="font-family: Times, 'Times New Roman', serif; font-size: small;"><i><br /></i><i>He is a licensed real estate broker, a member of PAREB-Marikina Valley Real Estate Board Inc. and Philippine Institute of Real Estate Practitioners Inc. (PhilRES). He is an active online member of PAREB-MLS and PAREB Online and runs his own real estate brokerage office using the trade name The LIST and SELL REALTY GROUP, the owner and operator of <a href="http://www.philrealtybank.com/" style="text-decoration: none;"><span class="Apple-style-span" style="color: orange;">The PHILISTINGS BANK</span></a>.</i></span></div>
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<i><span class="Apple-style-span" style="font-family: Times, 'Times New Roman', serif; font-size: small;">Mobile: 0916-6444677 Duo: 507-5801</span></i></div>
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<i><span class="Apple-style-span" style="font-family: Times, 'Times New Roman', serif; font-size: small;">Principal Email: phil.listings@gmail.com</span></i></div>
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<i><span class="Apple-style-span" style="font-family: Times, 'Times New Roman', serif; font-size: small;">Alternate Email: supermarioz@yahoo.com.ph</span></i></div>
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<i><span class="Apple-style-span" style="font-family: Times, 'Times New Roman', serif; font-size: small;">Website: http://www.philrealtybank.com</span></i></div>
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Anonymoushttp://www.blogger.com/profile/02561203630617238166noreply@blogger.com0tag:blogger.com,1999:blog-348109033421161557.post-90596267554139874522013-11-16T21:09:00.001+08:002013-11-18T16:57:11.172+08:00People : Joey Ayala's Better Version of "Lupang Hinirang"Joey Ayala is one of our more nationalistic singers and composers in the country. What separates him from the other artists is his innovative and unique way of infusing Filipino ethnic music and instrumentation in his compositions and performances.<br />
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Here's Joey Ayala's new take of the Philippine national anthem : Lupang Hinirang. Ayala's new version of the national anthem is worthy of the attention of the National Historical Institute, the custodian of our national anthem. Our national anthem was composed and written over a century ago, and maybe it's now time to update and improve to keep up with the times. Ayala said some words and phrases of the national anthem are mispronounced when sung in its traditional tempo. His new version didn't deviate from the original melody, but he applied a slower tempo. This new version with the altered tempo actually sounds better and enhanced the nationalistic fervor of the national anthem.<br />
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Lupang Hinirang was composed by the nationalist Julian Felipe in 1898, with lyrics provided by Jose Palma. It was originally an instrumental march music of the Magdalo faction of the Katipunan until it was adapted as the national anthem for the First Philippine Republic.<br />
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<a href="http://www.youtube.com/watch?v=41guxaNk9FY#action=share"><span class="Apple-style-span" style="color: orange;">TEDxTalks-You Tube</span></a><br />
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Related Link:<br />
<a href="http://www.interaksyon.com/article/74978/video--joey-ayala-tampers-with-the-national-anthem---and-netizens-rather-like-it"><span class="Apple-style-span" style="color: orange;">http://www.interaksyon.com/article/74978/video--joey-ayala-tampers-with-the-national-anthem---and-netizens-rather-like-</span></a><br />
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Related Link :<br />
<a href="http://en.wikipedia.org/wiki/Lupang_Hinirang"><span class="Apple-style-span" style="color: orange;">http://en.wikipedia.org/wiki/Lupang_Hinirang</span></a></div>
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Anonymoushttp://www.blogger.com/profile/02561203630617238166noreply@blogger.com0